Preferred Bank

PFBC • Banks - Regional

$105.07

▼ -0.02 (-0.02%)

Current price

EarningsOct 19, 11:07 AM UTC

New financial eventQ2 2026Mixed

Preferred Bank has reported Q2 2026 financial results

The latest report contains a combination of positive and negative financial changes. The stronger areas should be weighed against the weaker ones before drawing conclusions. The report may attract increased investor attention and price volatility.

Finzati signal

Mixed development

Oct 19, 11:07 AM UTC

Improved

+1.24%

Revenue

Improved

+2.11%

Net income

Improved

+4.31%

Free cash flow

Changed

-3.41%

Cash

Changed

+0.95%

Total debt

Based on newly processed financial statements and comparable prior-period data.This is informational analysis, not investment advice.

Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Oct 19, 2026, 11:07 AM UTCLast profile update: Oct 20, 2026, 12:17 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$105.07

Change-0.02%

Shares Out12.05M

Market Cap$1.27B

Enterprise Value$868.08M

52W Range81.50 - 112.26

Beta0.57

P/E9.35

P/S2.50

P/B1.60

P/FCF7.54

EV/Sales1.71

Price$105.07

Change-0.02%

Shares Out12.05M

Market Cap$1.27B

Enterprise Value$868.08M

52W Range81.50 - 112.26

Beta0.57

P/E9.35

P/S2.50

P/B1.60

P/FCF7.54

EV/Sales1.71

EV/EBITDA4.48

EV/FCF5.17

Earnings Yield10.70%

FCF Yield13.26%

Dividend Yield2.95%

Gross Margin54.97%

Oper. Margin37.98%

Profit Margin26.78%

Debt/Eq0.49

Current Ratio149.60

Quick Ratio149.60

Revenue 5Y4.11%

Target$115.00

Target Upside9.45%

Target Median$115.00

Target Range110.00 - 120.00

Volume50.35K

Avg Volume126.32K

EPS Surprise0.05

Investment DNA

How strong this company looks for long-term investors

out of 100

Business Quality

Margins, moat, returns

77/100

Financial Strength

Debt, cash, stability

74/100

Growth Potential

Revenue and expansion

95/100

Price Attractiveness

Cheap or expensive today

91/100

Why this score▼

Stable or improving margins · 26.8%Positive revenue growth · 28.1%Positive free cash flow · 13.24Consistent free cash flow · 5/5Reasonable earnings multiple · 8.9Manageable debt level · 0.49

Analyst view

Analyst sentiment and price target

PFBC

Analyst sentiment

Based on 10 analyst votes · 2026-10-20

75/100

Bullish

Hold

Bearish

Price Target

2026-10-20

Low

$110.00

Mean

$115.00

Median

$115.00

High

$120.00

Company Overview

IPO: 8/19/1999

Industry: Banks - Regional

P/B i: 1.60

Debt / Equity i: 0.49

Operating Margin: 37.98%

Net Margin: 26.78%

ROE i: -

ROIC: -

Financial Health

Score15 / 20

Debt / Equity: 0.49

Current Ratio: 149.60

Quick Ratio: 149.60

Status: Good

🧾

No insider activity

No recent insider transactions available.

About the Company

Preferred Bank

Preferred Bank offers a wide array of commercial banking products and services throughout the United States. Its primary clients include small and mid-sized businesses and their owners, entrepreneurs, real estate developers and investors, various professionals, and high-net-worth individuals. The institution provides diverse deposit options, such as checking, savings, and money market accounts. They also feature fixed-rate and fixed-maturity certificates of deposit for both retail and non-retail clients, along with individual retirement accounts. On the lending side, Preferred Bank extends real estate mortgage loans secured by a variety of properties, including retail, industrial, office, special purpose, and residential (single and multi-family) assets. They also finance real estate construction projects and offer commercial loans like working capital lines of credit, term loans for capital expenditures, and both commercial and standby letters of credit, in addition to SBA loans. Furthermore, the bank provides extensive trade finance solutions. These encompass commercial and export letters of credit, import lines of credit, international wire transfers, documentary collections, acceptance/trust receipt financing products, export financing, and bills purchase programs. Specialized high-wealth banking services are available for affluent individuals residing in the Pacific Rim region. The bank also supports modern financial management through remote deposit capture, as well as online and mobile banking platforms. Dedicated banking services are provided to professionals such as physicians, accountants, attorneys, and business managers. Manufacturing, service, and distribution companies can benefit from safe deposit boxes, account reconciliation, courier services, and comprehensive cash management solutions. As of December 31, 2021, Preferred Bank operated eleven full-service branch locations across California, including Alhambra, Century City, City of Industry, Torrance, Arcadia, Irvine, Diamond Bar, Pico Rivera, Tarzana, and San Francisco. An additional branch is situated in Flushing, New York. The bank was established in 1991 and maintains its headquarters in Los Angeles, California.

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Peers

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1Y peer performance

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Latest news

Are You Looking for a High-Growth Dividend Stock?

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Preferred Bank (PFBC) have what it takes?

Zacks Investment Research

Preferred Bank (PFBC) Expected to Beat Earnings Estimates: What to Know Ahead of Q3 Release

Preferred Bank (PFBC) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Zacks Investment Research

Preferred Bank Announces 2026 Third Quarter Earnings Release and Conference Call

LOS ANGELES, Oct. 07, 2026 (GLOBE NEWSWIRE) -- Preferred Bank (NASDAQ: PFBC), one of the larger independent commercial banks in California, today announced plans to release its financial results for the third quarter ended September 30, 2026 before the open of market on Friday, October 23, 2026. That same day, management will host a conference call at 2:00 p.m. Eastern (11:00 a.m. Pacific). The call will be simultaneously broadcast over the Internet.

GlobeNewsWire

Why Preferred Bank (PFBC) is a Great Dividend Stock Right Now

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Preferred Bank (PFBC) have what it takes?

Zacks Investment Research

Preferred Bank $PFBC Shares Newly Purchased by Corient Private Wealth LP

Corient Private Wealth LP acquired a new position in Preferred Bank (NASDAQ: PFBC) during the quarter, according to the company in its most recent disclosure with the Securities and Exchange Commission. The fund acquired 8,229 shares of the bank's stock, valued at approximately $874,000. Corient Private Wealth LP owned 0.06% of Preferred

Defense World

Earnings Surprises

Period	Estimate	Actual	Surprise
2026-04-22	2.48	2.53	0.05
2026-01-22	2.78	2.79	0.01
2025-10-20	2.57	2.84	0.27
2025-07-21	2.43	2.52	0.09
2025-04-25	2.33	2.23	-0.1
2025-01-27	2.42	2.25	-0.17
2024-10-21	2.37	2.46	0.09
2024-07-25	2.39	2.48	0.09
2024-04-23	2.38	2.44	0.06
2024-01-24	2.54	2.6	0.06
2023-10-17	2.56	2.71	0.15
2023-07-19	2.45	2.61	0.16