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MidWestOne Financial Group, Inc.

MOFG • Banks - Regional
$49.31
▲ +1.13 (+2.35%)
Current price
EarningsLatest report: Sep 30, 2025
BALANCED PROFILENeutralConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Mixed profile. The company is not automatically unattractive, but valuation, growth, or balance-sheet evidence does not yet justify a stronger signal.
Market Cap
$1.02B
Growth
2.9%
Cash Flow
5/5
Trend
Stable
Evidence
Positive free cash flow · 3.57Consistent free cash flow · 5/5Manageable debt level · 0.21Weak liquidity · 0.29Weak profitability
Financial data as of: Sep 30, 2025, 12:00 AM UTCLast earnings update: Oct 23, 2025, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:27 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$49.31
Change2.35%
Market Cap$1.02B
52W Range24.62 - 49.69
Beta1.06
Gross Margin29.37%
Oper. Margin-40.77%
Profit Margin-29.26%
Debt/Eq0.21
Current Ratio0.29
Quick Ratio0.29
Revenue 5Y2.91%

Investment DNA

How strong this company looks for long-term investors

60
out of 100
Business Quality
Margins, moat, returns
27/100
Financial Strength
Debt, cash, stability
39/100
Growth Potential
Revenue and expansion
58/100
Price Attractiveness
Cheap or expensive today
91/100
Why this score▼
Positive free cash flow · 3.57Consistent free cash flow · 5/5Manageable debt level · 0.21Weak liquidity · 0.29Weak profitability

Analyst view

Analyst sentiment and price target

Analyst sentiment
No vote count available
Bullish
0
Hold
0
Bearish
0
Price Target
2026-06-06
Low
$31.00
Mean
$31.25
Median
$31.25
High
$31.50

Company Overview

IPO: 1/29/2008
Industry: Banks - Regional
P/B i: 0.89
Debt / Equity i: 0.21
Operating Margin: -40.77%
Net Margin: -29.26%
ROE i: -
ROIC: -

Financial Health

Score8 / 20
Debt / Equity: 0.21
Current Ratio: 0.29
Quick Ratio: 0.29
Status: Moderate

Warnings

  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

GREEFF DOUGLAS H
Transaction: 02/13/2026
SELL
Change
-15,117
Price
Not reported
Filing
02/17/2026
Type
SELL
Hayek Matthew J
Transaction: 02/13/2026
SELL
Change
—
Price
Not reported
Filing
02/17/2026
Type
SELL
HEINONEN RUTH ELIINA
Transaction: 02/13/2026
SELL
Change
-10,352
Price
Not reported
Filing
02/17/2026
Type
SELL