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International Bancshares Corporation

IBOC • Banks - Regional
$71.91
▲ +0.37 (+0.52%)
Current price
EarningsLatest report: Jun 30, 2026
HIGHLY FAVORABLE PROFILEExcellentConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$4.54B
Growth
6.5%
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 39.1%Positive revenue growth · 14.6%Positive free cash flow · 7.59Consistent free cash flow · 5/5Reasonable earnings multiple · 10.04
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:27 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$71.91
Change0.52%
Market Cap$4.54B
52W Range61.15 - 75.44
Beta0.70
Dividend Yield1.98%
Gross Margin78.27%
Oper. Margin49.39%
Profit Margin39.13%
Debt/Eq0.22
Current Ratio1.04
Quick Ratio1.04

Investment DNA

How strong this company looks for long-term investors

87
out of 100
Business Quality
Margins, moat, returns
85/100
Financial Strength
Debt, cash, stability
59/100
Growth Potential
Revenue and expansion
95/100
Price Attractiveness
Cheap or expensive today
87/100
Why this score▼
Stable or improving margins · 39.1%Positive revenue growth · 14.6%Positive free cash flow · 7.59Consistent free cash flow · 5/5Reasonable earnings multiple · 10.04Manageable debt level · 0.22

Analyst view

Analyst sentiment and price target

IBOC
Analyst sentiment
Based on 1 analyst votes · 2026-09-05
100/100
Bullish
Bullish
1
Hold
0
Bearish
0
Price Target
2026-08-07
Low
$85.00
Mean
$85.00
Median
$85.00
High
$85.00

Company Overview

IPO: 8/30/1995
Industry: Banks - Regional
P/B i: 1.27
Debt / Equity i: 0.22
Operating Margin: 49.39%
Net Margin: 39.13%
ROE i: -
ROIC: -

Financial Health

Score12 / 20
Debt / Equity: 0.22
Current Ratio: 1.04
Quick Ratio: 1.04
Status: Good

Insider Transactions

Recent executive and insider activity

Norton Larry A
Transaction: 05/21/2026
SELL
Change
-10,000
Price
$72.00
Filing
05/22/2026
Type
SELL
WAWROSKI JUDITH I
Transaction: 02/06/2026
SELL
Change
-875
Price
$38.30
Filing
02/10/2026
Type
SELL
WAWROSKI JUDITH I
Transaction: 02/06/2026
BUY
Change
+875
Price
$38.30
Filing
02/10/2026
Type
BUY