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First Financial Bankshares, Inc.

FFIN • Banks - Regional
$30.19
— 0.00 (0.00%)
Current price
EarningsLatest report: Jun 30, 2026
FAVORABLE PROFILEAttractiveConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$4.30B
Growth
12.3%
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 30.7%Positive revenue growth · 12.9%Positive free cash flow · 2.15Consistent free cash flow · 5/5Reasonable earnings multiple · 16.86
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Oct 16, 2026, 12:16 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$30.19
Change0.00%
Shares Out143.70M
Market Cap$4.30B
Enterprise Value$4.09B
52W Range28.12 - 36.52
Beta0.83
P/E15.99
P/S4.98
P/B2.15
P/FCF12.85
EV/Sales4.74

Investment DNA

How strong this company looks for long-term investors

75
out of 100
Business Quality
Margins, moat, returns
85/100
Financial Strength
Debt, cash, stability
41/100
Growth Potential
Revenue and expansion
58/100
Price Attractiveness
Cheap or expensive today
77/100
Why this score▼
Stable or improving margins · 30.7%Positive revenue growth · 12.9%Positive free cash flow · 2.15Consistent free cash flow · 5/5Reasonable earnings multiple · 16.86Manageable debt level · 0.01

Analyst view

Analyst sentiment and price target

FFIN
Analyst sentiment
Based on 17 analyst votes · 2026-10-20
44/100
Bearish
Bullish
1
Hold
13
Bearish
3
Price Target
2026-10-16
Low
$34.00
Mean
$35.00
Median
$35.00
High
$36.00

Company Overview

IPO: 11/1/1993
Industry: Banks - Regional
P/B i: 2.15
Debt / Equity i: 0.01
Operating Margin: 37.49%
Net Margin: 30.71%
ROE i: -
ROIC: -

Financial Health

Score8 / 20
Debt / Equity: 0.01
Current Ratio: 0.68
Quick Ratio: 0.68
Status: Moderate

Warnings

  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

Longhofer T. Luke
Transaction: 09/09/2026
SELL
Change
-950
Price
Not reported
Filing
09/10/2026
Type
SELL
Longhofer T. Luke
Transaction: 09/08/2026
SELL
Change
-1,500
Price
$21.18
Filing
09/10/2026
Type
SELL
Longhofer T. Luke
Transaction: 09/08/2026
BUY
Change
+1,500
Price
$21.18
Filing
09/10/2026
Type
BUY