Finzati - Logo
HBT logo

HBT Financial, Inc.

HBT • Banks - Regional
$36.59
▲ +0.23 (+0.63%)
Current price
EarningsLatest report: Mar 31, 2026
HIGHLY FAVORABLE PROFILEExcellentConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$1.21B
Growth
4.6%
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 26.3%Positive revenue growth · 12.1%Positive free cash flow · 2.38Consistent free cash flow · 5/5Reasonable earnings multiple · 10.55
Financial data as of: Mar 31, 2026, 12:00 AM UTCLast earnings update: Apr 27, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:27 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$36.59
Change0.63%
Shares Out33.18M
Market Cap$1.21B
Enterprise Value$305.00M
52W Range22.36 - 30.85
Beta0.53
P/E17.56
P/S3.99
P/B1.62
P/FCF16.99
EV/Sales1.00

Investment DNA

How strong this company looks for long-term investors

83
out of 100
Business Quality
Margins, moat, returns
85/100
Financial Strength
Debt, cash, stability
39/100
Growth Potential
Revenue and expansion
95/100
Price Attractiveness
Cheap or expensive today
88/100
Why this score▼
Stable or improving margins · 26.3%Positive revenue growth · 12.1%Positive free cash flow · 2.38Consistent free cash flow · 5/5Reasonable earnings multiple · 10.55Manageable debt level · 0.11

Analyst view

Analyst sentiment and price target

HBT
Analyst sentiment
Based on 6 analyst votes · 2026-09-05
67/100
Neutral
Bullish
3
Hold
2
Bearish
1
Price Target
2026-06-17
Low
$30.00
Mean
$31.00
Median
$31.00
High
$32.00

Company Overview

IPO: 10/11/2019
Industry: Banks - Regional
P/B i: 1.62
Debt / Equity i: 0.11
Operating Margin: 35.63%
Net Margin: 26.25%
ROE i: -
ROIC: -

Financial Health

Score8 / 20
Debt / Equity: 0.11
Current Ratio: 0.28
Quick Ratio: 0.28
Status: Moderate

Warnings

  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

Ryan Christopher J (Chris)
Transaction: 06/01/2026
OTHER
Change
0
Price
Not reported
Filing
06/01/2026
Type
OTHER
SCHEIRER MARK W
Transaction: 04/30/2026
SELL
Change
-4,118
Price
Not reported
Filing
05/01/2026
Type
SELL
DRAKE FRED L
Transaction: 04/28/2026
SELL
Change
-15,742
Price
$28.93
Filing
04/30/2026
Type
SELL