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TrustCo Bank Corp NY

TRST • Banks - Regional
$54.24
▼ -0.49 (-0.90%)
Current price
EarningsLatest report: Jun 30, 2026
FAVORABLE PROFILEAttractiveConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$946.38M
Growth
—
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 22.0%Positive revenue growth · 12.1%Positive free cash flow · 2.5Consistent free cash flow · 5/5Reasonable earnings multiple · 12.35
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Oct 20, 2026, 12:17 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$54.24
Change-0.90%
Shares Out17.63M
Market Cap$946.38M
Enterprise Value$1.01B
52W Range35.77 - 59.28
Beta0.66
P/E14.54
P/S3.92
P/B1.44
P/FCF14.28
EV/Sales4.18

Investment DNA

How strong this company looks for long-term investors

73
out of 100
Business Quality
Margins, moat, returns
77/100
Financial Strength
Debt, cash, stability
39/100
Growth Potential
Revenue and expansion
58/100
Price Attractiveness
Cheap or expensive today
85/100
Why this score▼
Stable or improving margins · 22.0%Positive revenue growth · 12.1%Positive free cash flow · 2.5Consistent free cash flow · 5/5Reasonable earnings multiple · 12.35Manageable debt level · 0.23

Analyst view

Analyst sentiment and price target

TRST
Analyst sentiment
Based on 3 analyst votes · 2026-10-20
33/100
Bearish
Bullish
0
Hold
2
Bearish
1

Company Overview

IPO: 4/20/1983
Industry: Banks - Regional
P/B i: 1.44
Debt / Equity i: 0.23
Operating Margin: 29.18%
Net Margin: 21.97%
ROE i: -
ROIC: -

Financial Health

Score8 / 20
Debt / Equity: 0.23
Current Ratio: 0.05
Quick Ratio: 0.05
Status: Moderate

Warnings

  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

LUCARELLI LISA M
Transaction: 06/04/2026
BUY
Change
+100
Price
$52.29
Filing
06/08/2026
Type
BUY
Silverman Frank B
Transaction: 04/24/2026
BUY
Change
+105
Price
$46.18
Filing
04/28/2026
Type
BUY
CURLEY KEVIN M
Transaction: 03/12/2026
BUY
Change
+588
Price
$42.55
Filing
03/12/2026
Type
BUY