Stewart John R
Transaction: 05/26/2026
SELL
Change
-8,649
Price
$18.50
Filing
05/27/2026
Type
SELL
Horizon Bancorp, Inc.
HBNC • Banks - Regional
$19.91
▲ +0.24 (+1.22%)
Current price
EarningsLatest report: Mar 31, 2026
HIGHER-RISK PROFILECautionConfidence: 70%
Quantitative profile — not an investment recommendation.
Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Caution is warranted. Recent ratios show weaknesses that may limit returns unless fundamentals improve.
Market Cap
$1.02B
Growth
-2.3%
Cash Flow
5/5
Trend
Stable
Evidence
Positive free cash flow · 1.46Consistent free cash flow · 5/5Manageable debt level · 0.59Negative growth trendWeak profitability
Financial data as of: Mar 31, 2026, 12:00 AM UTCLast earnings update: Apr 22, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:27 PM UTC
Company Snapshot
Key valuation, quality, financial strength, momentum and analyst data.
Price$19.91
Change1.22%
Shares Out51.24M
Market Cap$1.02B
Enterprise Value$1.33B
52W Range14.84 - 20.51
Beta0.83
P/E-6.88
P/S10.62
P/B1.46
P/FCF12.62
EV/Sales13.88
Price$19.91
Change1.22%
Shares Out51.24M
Market Cap$1.02B
Enterprise Value$1.33B
52W Range14.84 - 20.51
Beta0.83
P/E-6.88
P/S10.62
P/B1.46
P/FCF12.62
EV/Sales13.88
EV/EBITDA-7.16
EV/FCF16.49
Earnings Yield-14.53%
FCF Yield7.93%
Dividend Yield3.18%
Gross Margin-29.46%
Oper. Margin-193.40%
Profit Margin-145.86%
Debt/Eq0.59
Current Ratio1.14
Quick Ratio1.14
Revenue 5Y-2.26%
FCF 5Y9.94%
Target$21.50
Target Upside7.99%
Target Median$21.50
Target Range20.00 - 23.00
Volume829.42K
Avg Volume465.73K
EPS Surprise0.03
Investment DNA
How strong this company looks for long-term investors
49
out of 100
Business Quality
Margins, moat, returns
22/100
Financial Strength
Debt, cash, stability
58/100
Growth Potential
Revenue and expansion
20/100
Price Attractiveness
Cheap or expensive today
72/100
Why this score▼
Positive free cash flow · 1.46Consistent free cash flow · 5/5Manageable debt level · 0.59Negative growth trendWeak profitability
Analyst view
Analyst sentiment and price target
Analyst sentiment
Based on 9 analyst votes · 2026-09-05
83/100
Bullish
Bullish
6
Hold
3
Bearish
0
Price Target
2026-07-02
Low
$20.00
Mean
$20.50
Median
$20.50
High
$21.00
Insider Transactions
Recent executive and insider activity
Stewart John R
Transaction: 05/20/2026
BUY
Change
+19,897
Price
Not reported
Filing
05/27/2026
Type
BUY
WALKER BRIAN C
Transaction: 04/28/2026
BUY
Change
+1,306
Price
$18.36
Filing
04/29/2026
Type
BUY
| Insider | Type | Change | Price | Transaction | Filing |
|---|---|---|---|---|---|
| Stewart John R | SELL | -8,649 | $18.50 | 05/26/2026 | 05/27/2026 |
| Stewart John R | BUY | +19,897 | Not reported | 05/20/2026 | 05/27/2026 |
| WALKER BRIAN C | BUY | +1,306 | $18.36 | 04/28/2026 | 04/29/2026 |
| Prame Thomas M | SELL | -4,345 | $16.28 | 03/23/2026 | 03/24/2026 |
| DeRuiter Kathie A | SELL | -1,711 | $16.28 | 03/23/2026 | 03/24/2026 |
| Kerber Lynn | SELL | -1,869 | $16.28 | 03/23/2026 | 03/24/2026 |
| SECOR MARK E | SELL | -2,309 | $16.28 | 03/23/2026 | 03/24/2026 |
| Etzler Todd A. | SELL | -1,280 | $16.28 | 03/23/2026 | 03/24/2026 |
| SECOR MARK E | SELL | -250 | $15.71 | 03/18/2026 | 03/20/2026 |
| Kerber Lynn | SELL | -450 | $15.71 | 03/18/2026 | 03/20/2026 |
| Etzler Todd A. | SELL | -292 | $15.71 | 03/18/2026 | 03/20/2026 |
| Stewart John R | SELL | -643 | $15.71 | 03/18/2026 | 03/20/2026 |
| DeRuiter Kathie A | SELL | -339 | $15.71 | 03/18/2026 | 03/20/2026 |
| Prame Thomas M | SELL | -2,355 | $15.71 | 03/18/2026 | 03/20/2026 |
| Kerber Lynn | BUY | +4,128 | Not reported | 03/17/2026 | 03/20/2026 |
| Etzler Todd A. | BUY | +3,020 | Not reported | 03/17/2026 | 03/20/2026 |
| Stewart John R | BUY | +6,714 | Not reported | 03/17/2026 | 03/20/2026 |
| DeRuiter Kathie A | BUY | +3,604 | Not reported | 03/17/2026 | 03/20/2026 |
| Prame Thomas M | BUY | +14,159 | Not reported | 03/17/2026 | 03/20/2026 |
| Burnell Lawrence E | BUY | +2,681 | Not reported | 02/27/2026 | 03/02/2026 |