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FS Bancorp, Inc.

FSBW • Banks - Regional
$43.88
▲ +0.47 (+1.08%)
Current price
EarningsLatest report: Jun 30, 2026
FAVORABLE PROFILEAttractiveConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$335.90M
Growth
12.0%
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 15.3%Positive revenue growth · 16.9%Positive free cash flow · 6.91Consistent free cash flow · 5/5Reasonable earnings multiple · 9.28
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 12, 2026, 12:20 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$43.88
Change1.08%
Shares Out7.66M
Market Cap$335.90M
Enterprise Value$427.80M
52W Range36.66 - 45.85
Beta0.66
P/E10.07
P/S1.88
P/B1.05
P/FCF6.25
EV/Sales2.39

Investment DNA

How strong this company looks for long-term investors

73
out of 100
Business Quality
Margins, moat, returns
70/100
Financial Strength
Debt, cash, stability
37/100
Growth Potential
Revenue and expansion
58/100
Price Attractiveness
Cheap or expensive today
92/100
Why this score▼
Stable or improving margins · 15.3%Positive revenue growth · 16.9%Positive free cash flow · 6.91Consistent free cash flow · 5/5Reasonable earnings multiple · 9.28Manageable debt level · 0.46

Analyst view

Analyst sentiment and price target

FSBW
Analyst sentiment
Based on 2 analyst votes · 2026-09-05
50/100
Neutral
Bullish
0
Hold
2
Bearish
0
Price Target
2026-08-12
Low
$45.00
Mean
$45.00
Median
$45.00
High
$45.00

Company Overview

IPO: 7/10/2012
Industry: Banks - Regional
P/B i: 1.05
Debt / Equity i: 0.46
Operating Margin: 20.57%
Net Margin: 15.33%
ROE i: -
ROIC: -

Financial Health

Score7 / 20
Debt / Equity: 0.46
Current Ratio: 0.12
Quick Ratio: 0.12
Status: Weak

Warnings

  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

Adams Joseph C.
Transaction: 08/06/2026
BUY
Change
—
Price
$43.27
Filing
08/10/2026
Type
BUY
Allen Shana
Transaction: 08/06/2026
BUY
Change
—
Price
$43.27
Filing
08/10/2026
Type
BUY
Whittington Phillip Dean
Transaction: 08/06/2026
BUY
Change
—
Price
$43.27
Filing
08/10/2026
Type
BUY