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First Financial Bancorp.

FFBCBanks - Regional
$32.98
+0.15 (+0.46%)
Current price
EarningsLatest report: Mar 31, 2026
FAVORABLE PROFILEAttractiveConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$3.51B
Growth
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 20.3%Positive revenue growth · 17.8%Positive free cash flow · 3.34Consistent free cash flow · 5/5Reasonable earnings multiple · 9.29
Financial data as of: Mar 31, 2026, 12:00 AM UTCLast earnings update: Apr 23, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:36 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$32.98
Change0.46%
Market Cap$3.51B
52W Range23.06 - 33.50
Beta0.95
Gross Margin68.43%
Oper. Margin25.51%
Profit Margin20.30%
Debt/Eq0.43
Current Ratio0.28
Quick Ratio0.28
Target$32.25

Investment DNA

How strong this company looks for long-term investors

75
out of 100
Business Quality
Margins, moat, returns
77/100
Financial Strength
Debt, cash, stability
37/100
Growth Potential
Revenue and expansion
58/100
Price Attractiveness
Cheap or expensive today
90/100
Why this score
Stable or improving margins · 20.3%Positive revenue growth · 17.8%Positive free cash flow · 3.34Consistent free cash flow · 5/5Reasonable earnings multiple · 9.29Manageable debt level · 0.43

Analyst view

Analyst sentiment and price target

Analyst sentiment
No vote count available
Bullish
0
Hold
0
Bearish
0
Price Target
2026-06-26
Low
$30.00
Mean
$32.25
Median
$32.50
High
$34.00

Company Overview

IPO: 12/21/1983
Industry: Banks - Regional
P/B i: 0.86
Debt / Equity i: 0.43
Operating Margin: 25.51%
Net Margin: 20.30%
ROE i: -
ROIC: -

Financial Health

Score7 / 20
Debt / Equity: 0.43
Current Ratio: 0.28
Quick Ratio: 0.28
Status: Weak

Warnings

  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

Brown Archie M
Transaction: 06/08/2026
SELL
Change
-10,000
Price
$30.93
Filing
06/09/2026
Type
SELL
MORRIS DAWN C
Transaction: 05/29/2026
SELL
Change
-740
Price
$30.90
Filing
05/29/2026
Type
SELL
Arvia Anne L
Transaction: 05/26/2026
BUY
Change
+2,328
Price
$31.15
Filing
05/28/2026
Type
BUY