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Central Pacific Financial Corp.

CPF • Banks - Regional
$38.19
▲ +0.38 (+1.01%)
Current price
EarningsLatest report: Jun 30, 2026
FAVORABLE PROFILEAttractiveConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$1.00B
Growth
—
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 21.4%Positive revenue growth · 10.0%Positive free cash flow · 3.46Consistent free cash flow · 5/5Reasonable earnings multiple · 10.73
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 7, 2026, 1:14 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$38.19
Change1.01%
Shares Out26.26M
Market Cap$1.00B
Enterprise Value$-660.34M
52W Range26.18 - 40.99
Beta0.83
P/E12.08
P/S3.19
P/B1.68
P/FCF8.54
EV/Sales-2.10

Investment DNA

How strong this company looks for long-term investors

80
out of 100
Business Quality
Margins, moat, returns
85/100
Financial Strength
Debt, cash, stability
39/100
Growth Potential
Revenue and expansion
73/100
Price Attractiveness
Cheap or expensive today
90/100
Why this score▼
Stable or improving margins · 21.4%Positive revenue growth · 10.0%Positive free cash flow · 3.46Consistent free cash flow · 5/5Reasonable earnings multiple · 10.73Manageable debt level · 0.17

Analyst view

Analyst sentiment and price target

CPF
Analyst sentiment
Based on 9 analyst votes · 2026-09-05
67/100
Neutral
Bullish
3
Hold
6
Bearish
0
Price Target
2026-08-07
Low
$26.00
Mean
$28.00
Median
$28.00
High
$30.00

Company Overview

IPO: 8/28/1987
Industry: Banks - Regional
P/B i: 1.68
Debt / Equity i: 0.17
Operating Margin: 27.79%
Net Margin: 21.38%
ROE i: -
ROIC: -

Financial Health

Score8 / 20
Debt / Equity: 0.17
Current Ratio: 0.14
Quick Ratio: 0.14
Status: Moderate

Warnings

  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

Kindred Jonathan B
Transaction: 05/15/2026
BUY
Change
+2,228
Price
$33.65
Filing
05/18/2026
Type
BUY
KOSASA PAUL
Transaction: 05/15/2026
BUY
Change
+1,857
Price
$33.65
Filing
05/18/2026
Type
BUY
Lutes Christopher
Transaction: 05/15/2026
BUY
Change
+2,080
Price
$33.65
Filing
05/18/2026
Type
BUY