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Cullen/Frost Bankers, Inc.

CFR-PB • Banks - Regional
$162.62
▼ -0.11 (-0.07%)
Current price
EarningsLatest report: Jun 30, 2026
FAVORABLE PROFILEAttractiveConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$10.21B
Growth
—
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 22.2%Positive revenue growth · 20.1%Positive free cash flow · 1.99Consistent free cash flow · 5/5Reasonable earnings multiple · 12.51
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:27 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$162.62
Change-0.07%
Shares Out62.78M
Market Cap$10.21B
Enterprise Value$-8.58B
52W Range16.35 - 19.10
Beta0.53
P/E14.93
P/S5.81
P/B2.21
P/FCF15.36
EV/Sales-4.89

Investment DNA

How strong this company looks for long-term investors

71
out of 100
Business Quality
Margins, moat, returns
85/100
Financial Strength
Debt, cash, stability
31/100
Growth Potential
Revenue and expansion
58/100
Price Attractiveness
Cheap or expensive today
73/100
Why this score▼
Stable or improving margins · 22.2%Positive revenue growth · 20.1%Positive free cash flow · 1.99Consistent free cash flow · 5/5Reasonable earnings multiple · 12.51Weak liquidity · 0.21

Analyst view

Analyst sentiment and price target

CFR
Analyst sentiment
Based on 34 analyst votes · 2026-09-05
50/100
Neutral
Bullish
6
Hold
22
Bearish
6
Price Target
2026-07-31
Low
$141.00
Mean
$156.25
Median
$160.00
High
$164.00

Company Overview

IPO: 11/13/2020
Industry: Banks - Regional
P/B i: 2.21
Debt / Equity i: 1.04
Operating Margin: 26.43%
Net Margin: 22.21%
ROE i: -
ROIC: -

Financial Health

Score6 / 20
Debt / Equity: 1.04
Current Ratio: 0.21
Quick Ratio: 0.21
Status: Weak

Warnings

  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

Severyn Carol Jean
Transaction: 06/12/2026
SELL
Change
-837
Price
$148.29
Filing
06/15/2026
Type
SELL
Pierce Joseph A.
Transaction: 04/29/2026
BUY
Change
+630
Price
Not reported
Filing
05/27/2026
Type
BUY
Rutherford Linda B.
Transaction: 04/29/2026
BUY
Change
+630
Price
Not reported
Filing
05/27/2026
Type
BUY