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UMB Financial Corporation

UMBF • Banks - Regional
$133.09
— 0.00 (0.00%)
Current price
EarningsLatest report: Jun 30, 2026
FAVORABLE PROFILEAttractiveConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$10.13B
Growth
—
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 15.8%Positive revenue growth · 22.8%Positive free cash flow · 12.88Consistent free cash flow · 5/5Reasonable earnings multiple · 12.43
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:27 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$133.09
Change0.00%
Shares Out76.39M
Market Cap$10.13B
Enterprise Value$12.91B
52W Range103.38 - 149.98
Beta0.78
P/E10.74
P/S2.22
P/B1.26
P/FCF9.52
EV/Sales2.83

Investment DNA

How strong this company looks for long-term investors

78
out of 100
Business Quality
Margins, moat, returns
70/100
Financial Strength
Debt, cash, stability
36/100
Growth Potential
Revenue and expansion
84/100
Price Attractiveness
Cheap or expensive today
88/100
Why this score▼
Stable or improving margins · 15.8%Positive revenue growth · 22.8%Positive free cash flow · 12.88Consistent free cash flow · 5/5Reasonable earnings multiple · 12.43Manageable debt level · 0.49

Analyst view

Analyst sentiment and price target

UMBF
Analyst sentiment
Based on 19 analyst votes · 2026-10-20
79/100
Bullish
Bullish
11
Hold
8
Bearish
0
Price Target
2026-07-31
Low
$139.00
Mean
$162.38
Median
$164.00
High
$181.00

Company Overview

IPO: 3/17/1980
Industry: Banks - Regional
P/B i: 1.26
Debt / Equity i: 0.49
Operating Margin: 20.25%
Net Margin: 15.81%
ROE i: -
ROIC: -

Financial Health

Score7 / 20
Debt / Equity: 0.49
Current Ratio: 0.01
Quick Ratio: 0.01
Status: Weak

Warnings

  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

Wilson Uma
Transaction: 06/10/2026
SELL
Change
-922
Price
$75.25
Filing
06/10/2026
Type
SELL
Wilson Uma
Transaction: 06/10/2026
SELL
Change
-922
Price
$133.05
Filing
06/10/2026
Type
SELL
Gallagher Kevin Charles
Transaction: 06/10/2026
SELL
Change
-381
Price
$132.88
Filing
06/10/2026
Type
SELL