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Atlanticus Holdings Corporation 9.25% Senior Notes due 2029

ATLCZ • Financial - Credit Services
$93.13
▼ -3.58 (-3.70%)
Current price
EarningsLatest report: Jun 30, 2026
FAVORABLE PROFILEAttractiveConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$1.79B
Growth
12.9%
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 17.3%Positive revenue growth · 11.5%Positive free cash flow · 41.85Consistent free cash flow · 5/5Reasonable earnings multiple · 8.29
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 9, 2026, 12:08 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$93.13
Change-3.70%
Shares Out19.19M
Market Cap$1.79B
Enterprise Value$6.74B
52W Range24.72 - 25.89
Beta0.14
P/E11.78
P/S0.97
P/B2.55
P/FCF1.46
EV/Sales3.64

Investment DNA

How strong this company looks for long-term investors

81
out of 100
Business Quality
Margins, moat, returns
74/100
Financial Strength
Debt, cash, stability
55/100
Growth Potential
Revenue and expansion
95/100
Price Attractiveness
Cheap or expensive today
78/100
Why this score▼
Stable or improving margins · 17.3%Positive revenue growth · 11.5%Positive free cash flow · 41.85Consistent free cash flow · 5/5Reasonable earnings multiple · 8.29Healthy liquidity · 1.76

Analyst view

Analyst sentiment and price target

ATLC
Analyst sentiment
Based on 7 analyst votes · 2026-09-05
93/100
Bullish
Bullish
6
Hold
1
Bearish
0
Price Target
2026-08-09
Low
$100.00
Mean
$136.40
Median
$144.00
High
$179.00

Company Overview

IPO: 1/31/2024
Industry: Financial - Credit Services
P/B i: 2.55
Debt / Equity i: 10.75
Operating Margin: 22.67%
Net Margin: 17.35%
ROE i: -
ROIC: -

Financial Health

Score11 / 20
Debt / Equity: 10.75
Current Ratio: 1.76
Quick Ratio: 1.76
Status: Moderate

Warnings

  • High debt level

Insider Transactions

Recent executive and insider activity

⚠ 2 high-volume insider sells detected
Paulson Blake
Transaction: 05/18/2026
BUY
Change
+1,050
Price
Not reported
Filing
07/08/2026
Type
BUY
Dickerson William Brinkley
Transaction: 05/18/2026
BUY
Change
+1,050
Price
Not reported
Filing
07/07/2026
Type
BUY
Howard Jeffrey A.
Transaction: 06/30/2026
SELL
Change
-10,000
Price
$103.01
Filing
07/02/2026
Type
SELL