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World Acceptance Corporation

WRLDFinancial - Credit Services
$190.54
-1.14 (-0.59%)
Current price
EarningsLatest report: Jun 30, 2026
HIGHER-RISK PROFILECautionConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Caution is warranted. Recent ratios show weaknesses that may limit returns unless fundamentals improve.
Market Cap
$872.86M
Growth
Cash Flow
4/5
Trend
Mostly stable
Evidence
Stable or improving margins · 6.0%Consistent free cash flow · 4/5Reasonable earnings multiple · 19.38Manageable debt level · 0.63
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 7, 2026, 1:14 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$190.54
Change-0.59%
Shares Out4.58M
Market Cap$872.86M
Enterprise Value$1.44B
52W Range110.00 - 227.68
Beta1.14
P/E21.94
P/S1.47
P/B2.41
P/FCF0.00
EV/Sales2.42

Investment DNA

How strong this company looks for long-term investors

54
out of 100
Business Quality
Margins, moat, returns
51/100
Financial Strength
Debt, cash, stability
35/100
Growth Potential
Revenue and expansion
56/100
Price Attractiveness
Cheap or expensive today
81/100
Why this score
Stable or improving margins · 6.0%Consistent free cash flow · 4/5Reasonable earnings multiple · 19.38Manageable debt level · 0.63

Analyst view

Analyst sentiment and price target

WRLD
Analyst sentiment
Based on 10 analyst votes · 2026-09-05
35/100
Bearish
Bullish
1
Hold
5
Bearish
4

Company Overview

IPO: 11/26/1991
Industry: Financial - Credit Services
P/B i: 2.41
Debt / Equity i: 0.63
Operating Margin: 16.26%
Net Margin: 5.98%
ROE i: -
ROIC: -

Financial Health

Score7 / 20
Debt / Equity: 0.63
Current Ratio: 0.00
Quick Ratio: 0.00
Status: Weak

Insider Transactions

Recent executive and insider activity

McIntyre Scott
Transaction: 08/03/2026
SELL
Change
-1,300
Price
$185.00
Filing
08/04/2026
Type
SELL
Calmes John L Jr
Transaction: 07/30/2026
SELL
Change
-2,000
Price
$186.00
Filing
07/31/2026
Type
SELL
Prescott General Partners LLC
Transaction: 07/02/2026
SELL
Change
-56,274
Price
$219.46
Filing
07/07/2026
Type
SELL