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AmeriServ Financial, Inc.

ASRV • Banks - Regional
$4.67
— 0.00 (0.00%)
EarningsOct 20, 11:11 AM UTC
New financial eventQ2 2026Positive

AmeriServ Financial, Inc. has reported Q2 2026 financial results

The latest report is predominantly positive and shows an overall improvement in financial performance. Revenue and profitability advanced at a meaningful pace, while the weaker areas should be reviewed in context. The report may attract increased investor attention and price volatility.

Finzati signal
Positive development
Oct 20, 11:11 AM UTC
Improved
+4.04%
Revenue
Changed
-80.43%
Cash
Improved
-19.62%
Total debt
What changed
↓Total debt declined 19.6%, modestly improving financial flexibility.
↓Cash and short-term investments declined 80.4%.
Based on newly processed financial statements and comparable prior-period data.This is informational analysis, not investment advice.
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Oct 20, 2026, 11:11 AM UTCLast profile update: Oct 20, 2026, 12:19 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$4.67
Change0.00%
Shares Out16.97M
Market Cap$79.23M
Enterprise Value$128.36M
52W Range2.96 - 5.38
Beta0.43
P/E9.30
P/S0.88
P/B0.64
P/FCF41.01
EV/Sales1.43

Investment DNA

How strong this company looks for long-term investors

58
out of 100
Business Quality
Margins, moat, returns
47/100
Financial Strength
Debt, cash, stability
35/100
Growth Potential
Revenue and expansion
55/100
Price Attractiveness
Cheap or expensive today
84/100
Why this score▼
Positive revenue growth · 9.1%Positive free cash flow · 0.12Consistent free cash flow · 5/5Reasonable earnings multiple · 9.39Manageable debt level · 0.63Weak liquidity · 0.06
Analyst view
No analyst data available now.

Company Overview

IPO: 1/30/1985
Industry: Banks - Regional
P/B i: 0.64
Debt / Equity i: 0.63
Operating Margin: 7.69%
Net Margin: 6.35%
ROE i: -
ROIC: -

Financial Health

Score7 / 20
Debt / Equity: 0.63
Current Ratio: 0.06
Quick Ratio: 0.06
Status: Weak

Warnings

  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

ADAMS J MICHAEL JR
Transaction: 10/08/2026
OTHER
Change
0
Price
Not reported
Filing
10/08/2026
Type
OTHER
Bloomingdale Richard W.
Transaction: 10/08/2026
OTHER
Change
0
Price
Not reported
Filing
10/08/2026
Type
OTHER
Bradley Amy
Transaction: 10/08/2026
OTHER
Change
0
Price
Not reported
Filing
10/08/2026
Type
OTHER