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Pathward Financial, Inc.

CASH • Banks - Regional
$83.19
▲ +0.42 (+0.51%)
Current price
EarningsLatest report: Jun 30, 2026
FAVORABLE PROFILEAttractiveConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$1.81B
Growth
11.1%
Cash Flow
3/5
Trend
Mostly stable
Evidence
Stable or improving margins · 27.1%Positive revenue growth · 15.9%Positive free cash flow · 10.11Reasonable earnings multiple · 9.32Manageable debt level · 0.05
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:27 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$83.19
Change0.51%
Shares Out21.77M
Market Cap$1.81B
Enterprise Value$643.35M
52W Range65.87 - 101.26
Beta0.62
P/E10.31
P/S2.26
P/B2.13
P/FCF1.94
EV/Sales0.80

Investment DNA

How strong this company looks for long-term investors

77
out of 100
Business Quality
Margins, moat, returns
85/100
Financial Strength
Debt, cash, stability
58/100
Growth Potential
Revenue and expansion
58/100
Price Attractiveness
Cheap or expensive today
90/100
Why this score▼
Stable or improving margins · 27.1%Positive revenue growth · 15.9%Positive free cash flow · 10.11Reasonable earnings multiple · 9.32Manageable debt level · 0.05Weak liquidity · 0.22

Analyst view

Analyst sentiment and price target

CASH
Analyst sentiment
Based on 9 analyst votes · 2026-09-05
94/100
Bullish
Bullish
8
Hold
1
Bearish
0
Price Target
2026-08-07
Low
$105.00
Mean
$105.00
Median
$105.00
High
$105.00

Company Overview

IPO: 9/20/1993
Industry: Banks - Regional
P/B i: 2.13
Debt / Equity i: 0.05
Operating Margin: 32.55%
Net Margin: 27.13%
ROE i: -
ROIC: -

Financial Health

Score12 / 20
Debt / Equity: 0.05
Current Ratio: 0.22
Quick Ratio: 0.22
Status: Good

Warnings

  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

Ferri Eric Anthony
Transaction: 06/07/2026
BUY
Change
+8,638
Price
Not reported
Filing
06/08/2026
Type
BUY
Hoople Elizabeth G.
Transaction: 05/29/2026
SELL
Change
-4,500
Price
$82.29
Filing
06/01/2026
Type
SELL
Hajek Douglas J.
Transaction: 04/29/2026
SELL
Change
-5,000
Price
$86.37
Filing
04/30/2026
Type
SELL