Finzati - Logo
TCBS logo

Texas Community Bancshares, Inc.

TCBSBanks - Regional
$17.50
0.00 (0.00%)
EarningsLatest report: Jun 30, 2026
BALANCED PROFILENeutralConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Mixed profile. The company is not automatically unattractive, but valuation, growth, or balance-sheet evidence does not yet justify a stronger signal.
Market Cap
$48.00M
Growth
25.1%
Cash Flow
4/5
Trend
Mostly stable
Evidence
Stable or improving margins · 11.1%Positive revenue growth · 23.1%Positive free cash flow · 0.36Consistent free cash flow · 4/5Reasonable earnings multiple · 17.24
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 13, 2026, 12:22 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$17.50
Change0.00%
Shares Out2.74M
Market Cap$48.00M
Enterprise Value$-14.63M
52W Range15.72 - 20.00
Beta-0.03
P/E14.43
P/S1.88
P/B0.87
P/FCF7.41
EV/Sales-0.57

Investment DNA

How strong this company looks for long-term investors

62
out of 100
Business Quality
Margins, moat, returns
71/100
Financial Strength
Debt, cash, stability
33/100
Growth Potential
Revenue and expansion
58/100
Price Attractiveness
Cheap or expensive today
61/100
Why this score
Stable or improving margins · 11.1%Positive revenue growth · 23.1%Positive free cash flow · 0.36Consistent free cash flow · 4/5Reasonable earnings multiple · 17.24Manageable debt level · 0.85
Analyst view
No analyst data available now.

Company Overview

IPO: 7/16/2021
Industry: Banks - Regional
P/B i: 0.87
Debt / Equity i: 0.85
Operating Margin: 13.16%
Net Margin: 11.11%
ROE i: -
ROIC: -

Financial Health

Score7 / 20
Debt / Equity: 0.85
Current Ratio: 0.16
Quick Ratio: 0.16
Status: Weak

Warnings

  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

Strange Haskell
Transaction: 06/10/2026
SELL
Change
-1,765
Price
$17.25
Filing
06/11/2026
Type
SELL
Sobel Jason
Transaction: 06/10/2026
SELL
Change
-2,100
Price
$17.25
Filing
06/11/2026
Type
SELL
Scavuzzo Anthony
Transaction: 06/10/2026
BUY
Change
+20,000
Price
$17.25
Filing
06/11/2026
Type
BUY