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OFG Bancorp

OFG • Banks - Regional
$53.22
— 0.00 (0.00%)
EarningsLatest report: Jun 30, 2026
HIGHLY FAVORABLE PROFILEExcellentConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$2.26B
Growth
—
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 23.8%Positive revenue growth · 15.0%Positive free cash flow · 4.28Consistent free cash flow · 5/5Reasonable earnings multiple · 9.31
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:27 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$53.22
Change0.00%
Shares Out42.40M
Market Cap$2.26B
Enterprise Value$-629.38M
52W Range35.71 - 49.56
Beta0.73
P/E10.24
P/S2.50
P/B1.60
P/FCF8.31
EV/Sales-0.70

Investment DNA

How strong this company looks for long-term investors

85
out of 100
Business Quality
Margins, moat, returns
85/100
Financial Strength
Debt, cash, stability
37/100
Growth Potential
Revenue and expansion
95/100
Price Attractiveness
Cheap or expensive today
91/100
Why this score▼
Stable or improving margins · 23.8%Positive revenue growth · 15.0%Positive free cash flow · 4.28Consistent free cash flow · 5/5Reasonable earnings multiple · 9.31Manageable debt level · 0.42

Analyst view

Analyst sentiment and price target

OFG
Analyst sentiment
Based on 12 analyst votes · 2026-09-05
83/100
Bullish
Bullish
8
Hold
4
Bearish
0
Price Target
2026-08-07
Low
$49.00
Mean
$54.33
Median
$56.00
High
$58.00

Company Overview

IPO: 3/26/1987
Industry: Banks - Regional
P/B i: 1.60
Debt / Equity i: 0.42
Operating Margin: 30.84%
Net Margin: 23.78%
ROE i: -
ROIC: -

Financial Health

Score7 / 20
Debt / Equity: 0.42
Current Ratio: 0.12
Quick Ratio: 0.12
Status: Weak

Warnings

  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

FERNANDEZ JOSE RAFAEL
Transaction: 07/24/2026
SELL
Change
-52,352
Price
$52.45
Filing
07/28/2026
Type
SELL
Rodriguez Mari Evelyn
Transaction: 05/19/2026
SELL
Change
-3,500
Price
Not reported
Filing
05/21/2026
Type
SELL
Rodriguez Mari Evelyn
Transaction: 05/19/2026
SELL
Change
-1,957
Price
$45.74
Filing
05/21/2026
Type
SELL