FB Financial Corporation

FBK • Banks - Regional

$56.99

— 0.00 (0.00%)

Current price

EarningsLatest report: Jun 30, 2026

FAVORABLE PROFILEAttractiveConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology

Analysis thesis: Solid company profile with reasonable valuation support. The data suggests a balanced quality/value setup.

Market Cap

$2.95B

Growth

7.9%

Cash Flow

5/5

Trend

Stable

Evidence

Stable or improving margins · 14.0%Positive revenue growth · 6.3%Positive free cash flow · 2.77Consistent free cash flow · 5/5Manageable debt level · 0.15

Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:27 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$56.99

Change0.00%

Shares Out51.69M

Market Cap$2.95B

Enterprise Value$3.17B

52W Range46.95 - 62.37

Beta0.95

P/E14.99

P/S2.85

P/B1.52

P/FCF15.00

EV/Sales3.07

Price$56.99

Change0.00%

Shares Out51.69M

Market Cap$2.95B

Enterprise Value$3.17B

52W Range46.95 - 62.37

Beta0.95

P/E14.99

P/S2.85

P/B1.52

P/FCF15.00

EV/Sales3.07

EV/EBITDA12.08

EV/FCF16.15

Earnings Yield6.67%

FCF Yield6.67%

Dividend Yield1.04%

Gross Margin58.86%

Oper. Margin15.78%

Profit Margin13.97%

Debt/Eq0.15

Current Ratio0.12

Quick Ratio0.12

Revenue 5Y7.89%

Target$64.00

Target Upside12.30%

Target Median$64.00

Target Range63.00 - 65.00

Volume331.62K

Avg Volume356.68K

EPS Surprise-0.01

Investment DNA

How strong this company looks for long-term investors

out of 100

Business Quality

Margins, moat, returns

65/100

Financial Strength

Debt, cash, stability

39/100

Growth Potential

Revenue and expansion

86/100

Price Attractiveness

Cheap or expensive today

71/100

Why this score▼

Stable or improving margins · 14.0%Positive revenue growth · 6.3%Positive free cash flow · 2.77Consistent free cash flow · 5/5Manageable debt level · 0.15Weak liquidity · 0.12

Analyst view

Analyst sentiment and price target

FBK

Analyst sentiment

Based on 15 analyst votes · 2026-09-05

80/100

Bullish

Hold

Bearish

Price Target

2026-08-05

Low

$63.00

Mean

$64.00

Median

$64.00

High

$65.00

Company Overview

IPO: 9/16/2016

Industry: Banks - Regional

P/B i: 1.52

Debt / Equity i: 0.15

Operating Margin: 15.78%

Net Margin: 13.97%

ROE i: -

ROIC: -

Financial Health

Score8 / 20

Debt / Equity: 0.15

Current Ratio: 0.12

Quick Ratio: 0.12

Status: Moderate

Warnings

Weak Liquidity
Weak quick ratio

Insider Transactions

Recent executive and insider activity

INGRAM ORRIN H II

Transaction: 07/31/2026

BUY

Change

+270

Price

$60.38

Filing

08/04/2026

Type

BUY

Clark Agenia

Transaction: 07/31/2026

BUY

Change

+135

Price

$60.38

Filing

08/04/2026

Type

BUY

Pinson Charles Wright

Transaction: 07/31/2026

BUY

Change

+270

Price

$60.38

Filing

08/04/2026

Type

BUY

Insider	Type	Change	Price	Transaction	Filing
INGRAM ORRIN H II	BUY	+270	$60.38	07/31/2026	08/04/2026
Clark Agenia	BUY	+135	$60.38	07/31/2026	08/04/2026
Pinson Charles Wright	BUY	+270	$60.38	07/31/2026	08/04/2026
CARPENTER WILLIAM F III	BUY	+270	$60.38	07/31/2026	08/04/2026
JOYCE LYNN J	SELL	-7,000	$59.03	07/15/2026	07/16/2026
Ayers J. Jonathan	BUY	+1,329	Not reported	05/22/2026	05/27/2026
Sullivan Melody J.	BUY	+1,329	Not reported	05/22/2026	05/27/2026
Smith J. Henry IV	BUY	+1,329	Not reported	05/22/2026	05/27/2026
Clark Agenia	BUY	+1,329	Not reported	05/22/2026	05/27/2026
INGRAM ORRIN H II	BUY	+1,329	Not reported	05/22/2026	05/27/2026
Reynolds Emily J.	BUY	+1,329	Not reported	05/22/2026	05/27/2026
Pinson Charles Wright	BUY	+1,329	Not reported	05/22/2026	05/27/2026
Exum James L.	BUY	+1,329	Not reported	05/22/2026	05/27/2026
CROSS JAMES W IV	BUY	+1,329	Not reported	05/22/2026	05/27/2026
Jubran Raja J.	BUY	+1,329	Not reported	05/22/2026	05/27/2026
CARPENTER WILLIAM F III	BUY	+1,329	Not reported	05/22/2026	05/27/2026
JOHNSON R MILTON	BUY	+1,329	Not reported	05/22/2026	05/27/2026
Holmes Christopher T	BUY	+38,619	Not reported	04/13/2026	05/27/2026
Clark Agenia	BUY	+139	$54.07	04/30/2026	05/04/2026
CARPENTER WILLIAM F III	BUY	+1,758	$54.07	04/30/2026	05/04/2026

About the Company

FB Financial Corporation

FB Financial Corporation functions as the parent entity for FirstBank, offering an extensive array of commercial and consumer banking solutions tailored for businesses, professionals, and individual clients. The company organizes its activities into two primary divisions: Banking and Mortgage. Its deposit offerings include checking, demand, money market, savings accounts, time deposits, and certificates of deposit. For lending, FB Financial provides a wide range of products for corporate, commercial, and consumer customers, such as financing for owner-occupied and investment commercial real estate, residential mortgages for single-family to four-family homes and multi-family units, commercial and industrial loans, construction financing, land acquisition, and land development loans. Consumer credit options feature residential lines of credit, loans for vehicles (cars, boats, and other recreational vehicles), manufactured homes (excluding land), and personal lines of credit. Additionally, the company engages in mortgage origination and delivers mortgage banking services through its branch network across the southeastern U.S. and via its digital platforms. Further services include trust, insurance, investment advisory, and modern online and mobile banking capabilities. As of December 31, 2021, FB Financial maintained a physical presence with 82 full-service and 9 limited-service bank branches across Tennessee, Northern Alabama, Southern Kentucky, and Northern Georgia, in addition to 23 mortgage offices situated throughout the southeastern United States. The company, which originated in 1906, was formerly known as First South Bancorp, Inc., before adopting the name FB Financial Corporation in 2016, and its headquarters are located in Nashville, Tennessee.

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Peers

BKU CATY CBU FHB RNST SBCF TBBK WSBC WSFS

Size reflects market cap · color matches the chart line

1Y peer performance

Top performers + selected company

Latest news

FB Financial's Southern Expansion and Buybacks Drive Analyst Optimism

The banking company is a year into absorbing a major southern acquisition while earnings surge, loans grow, and aggressive buybacks are boosting shareholder returns.

MarketBeat

Dimensional Fund Advisors LP Has $103.91 Million Holdings in FB Financial Corporation $FBK

Dimensional Fund Advisors LP increased its stake in FB Financial Corporation (NYSE: FBK) by 1.4% during the first quarter, according to its most recent Form 13F filing with the SEC. The firm owned 2,000,484 shares of the financial services provider's stock after purchasing an additional 28,023 shares during the period. Dimensional Fund Advisors

Defense World

FB Financial Corporation Declares Regular Quarterly Dividend

NASHVILLE, Tenn.--(BUSINESS WIRE)--FB Financial Corporation (NYSE: FBK) announced today that its board of directors declared a quarterly cash dividend of $0.21 per share. The dividend is payable on August 25, 2026, to shareholders of record as of August 11, 2026. “Declaring our 34th consecutive quarterly dividend reflects the consistency of our earnings, the strength of our capital position, and our commitment to returning capital to shareholders in a disciplined way,” stated Christopher T. Hol.

Business Wire

FB Financial Corporation (FBK) Q2 2026 Earnings Call Transcript

Seeking Alpha

FB Financial: Big Buybacks, Strong Margins

FB Financial Corporation delivered a solid Q2, with sequential improvements in net income and EPS, despite a slight miss on consensus estimates. Loan and deposit growth remained robust, driven by commercial and residential real estate, while net interest margin and efficiency ratios improved. Asset quality was strong, with net charge-offs declining, though nonperforming loans and assets ticked up modestly—an area to monitor closely.

Seeking Alpha

Earnings Surprises

Period	Estimate	Actual	Surprise
2026-04-13	1.13	1.12	-0.01
2026-01-21	1.14	1.16	0.02
2025-10-14	0.96	1.07	0.11
2025-07-14	0.89	0.88	-0.01
2025-04-14	0.85	0.85	0
2025-01-21	0.84	0.85	0.01
2024-10-15	0.798	0.86	0.062
2024-07-15	0.76	0.84	0.08
2024-04-15	0.7	0.85	0.15
2024-01-16	0.71	0.77	0.06
2023-10-16	0.71	0.71	0
2023-07-17	0.65	0.75	0.1