Seacoast Banking Corporation of Florida

SBCF • Banks - Regional

$34.60

▲ +0.22 (+0.64%)

Current price

EarningsLatest report: Jun 30, 2026

BALANCED PROFILENeutralConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology

Analysis thesis: Mixed profile. The company is not automatically unattractive, but valuation, growth, or balance-sheet evidence does not yet justify a stronger signal.

Market Cap

$3.76B

Growth

—

Cash Flow

5/5

Trend

Stable

Evidence

Stable or improving margins · 16.7%Positive revenue growth · 11.9%Positive free cash flow · 2.03Consistent free cash flow · 5/5Reasonable earnings multiple · 19.14

Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 6, 2026, 12:48 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$34.60

Change0.64%

Shares Out109.09M

Market Cap$3.76B

Enterprise Value$-282.03M

52W Range27.22 - 35.55

Beta0.86

P/E23.21

P/S3.91

P/B1.22

P/FCF17.61

EV/Sales-0.29

Price$34.60

Change0.64%

Shares Out109.09M

Market Cap$3.76B

Enterprise Value$-282.03M

52W Range27.22 - 35.55

Beta0.86

P/E23.21

P/S3.91

P/B1.22

P/FCF17.61

EV/Sales-0.29

EV/EBITDA-1.32

EV/FCF-1.32

Earnings Yield4.31%

FCF Yield5.68%

Dividend Yield1.78%

Gross Margin61.57%

Oper. Margin21.45%

Profit Margin16.66%

Debt/Eq0.44

Current Ratio0.40

Quick Ratio0.40

Target$35.50

Target Upside2.60%

Target Median$35.50

Target Range35.50 - 35.50

Volume801.02K

Avg Volume963.09K

EPS Surprise0.04

Investment DNA

How strong this company looks for long-term investors

out of 100

Business Quality

Margins, moat, returns

72/100

Financial Strength

Debt, cash, stability

37/100

Growth Potential

Revenue and expansion

58/100

Price Attractiveness

Cheap or expensive today

73/100

Why this score▼

Stable or improving margins · 16.7%Positive revenue growth · 11.9%Positive free cash flow · 2.03Consistent free cash flow · 5/5Reasonable earnings multiple · 19.14Manageable debt level · 0.44

Analyst view

Analyst sentiment and price target

SBCF

Analyst sentiment

Based on 16 analyst votes · 2026-09-04

72/100

Bullish

Hold

Bearish

Price Target

2026-08-06

Low

$35.50

Mean

$35.50

Median

$35.50

High

$35.50

Company Overview

IPO: 2/2/1984

Industry: Banks - Regional

P/B i: 1.22

Debt / Equity i: 0.44

Operating Margin: 21.45%

Net Margin: 16.66%

ROE i: -

ROIC: -

Financial Health

Score7 / 20

Debt / Equity: 0.44

Current Ratio: 0.40

Quick Ratio: 0.40

Status: Weak

Warnings

Weak Liquidity
Weak quick ratio

Insider Transactions

Recent executive and insider activity

Shaffer Charles M

Transaction: 08/04/2026

SELL

Change

-28,544

Price

$28.69

Filing

08/04/2026

Type

SELL

Shaffer Charles M

Transaction: 08/04/2026

SELL

Change

-25,851

Price

$35.47

Filing

08/04/2026

Type

SELL

Lipstein Robert J

Transaction: 07/31/2026

BUY

Change

+2,015

Price

$34.74

Filing

08/04/2026

Type

BUY

Insider	Type	Change	Price	Transaction	Filing
Shaffer Charles M	SELL	-28,544	$28.69	08/04/2026	08/04/2026
Shaffer Charles M	SELL	-25,851	$35.47	08/04/2026	08/04/2026
Lipstein Robert J	BUY	+2,015	$34.74	07/31/2026	08/04/2026
CULBRETH H GILBERT JR	BUY	+2,015	$34.74	07/31/2026	08/04/2026
GRIFFIN MICHAEL E	BUY	+2,015	$34.74	07/31/2026	08/04/2026
Bradley Jacqueline Lynette	BUY	+2,015	$34.74	07/31/2026	08/04/2026
ARCZYNSKI DENNIS J	BUY	+2,015	$34.74	07/31/2026	08/04/2026
HUDSON DALE M	BUY	+2,015	$34.74	07/31/2026	08/04/2026
SHEAROUSE JOSEPH B III	BUY	+2,015	$34.74	07/31/2026	08/04/2026
HUDSON DENNIS S III	BUY	+2,015	$34.74	07/31/2026	08/04/2026
DEXTER TRACEY	SELL	-1,650	$31.15	07/31/2026	08/04/2026
DEXTER TRACEY	BUY	+1,650	$31.15	07/31/2026	08/04/2026
ROSSIN THOMAS E	BUY	+2,015	$34.74	07/31/2026	08/04/2026
MOORE RANDOLPH A III	BUY	+2,015	$34.74	07/31/2026	08/04/2026
Monserrat Alvaro	BUY	+2,015	$34.74	07/31/2026	08/04/2026
GOEBEL MARYANN	BUY	+2,015	$34.74	07/31/2026	08/04/2026
FOGAL CHRISTOPHER E	BUY	+2,015	$34.74	07/31/2026	08/04/2026
Arriola Eduardo J	BUY	+2,015	$34.74	07/31/2026	08/04/2026
Kay Kathleen B	BUY	+2,015	$34.74	07/31/2026	08/04/2026
CULBRETH H GILBERT JR	BUY	+390	$31.66	07/09/2026	07/09/2026

About the Company

Seacoast Banking Corporation of Florida

Seacoast Banking Corporation of Florida serves as the parent holding company for Seacoast National Bank, providing a diverse range of financial solutions to individual consumers and businesses across Florida. The institution offers a comprehensive suite of services, including commercial and retail banking, wealth management, mortgage lending, and investment-related products such as brokerage and annuities. Its deposit offerings encompass both interest-bearing and non-interest-bearing checking accounts, money market accounts, savings accounts, automated customer sweep accounts, and fixed-term certificates of deposit. On the lending side, Seacoast extends financing for construction and land development projects, commercial and residential real estate, various other commercial and financial loans, and a variety of consumer credit options. These consumer loans include installment plans, revolving lines of credit, and specialized financing for automobiles, boats, or other personal and family needs. As of December 31, 2021, the corporation operated through 54 branch and commercial lending offices. Established in 1926, its corporate headquarters are situated in Stuart, Florida.

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Peers

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1Y peer performance

Top performers + selected company

Latest news

Seacoast Banking Corporation of Florida (NASDAQ:SBCF) Given Average Rating of “Moderate Buy” by Brokerages

Shares of Seacoast Banking Corporation of Florida (NASDAQ: SBCF - Get Free Report) have received a consensus recommendation of "Moderate Buy" from the five research firms that are covering the company, MarketBeat Ratings reports. Two equities research analysts have rated the stock with a hold rating and three have issued a buy rating on the company.

Defense World

Seacoast Banking (SBCF) Upgraded to Buy: Here's Why

Seacoast Banking (SBCF) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).

Zacks Investment Research

Seacoast Banking Corporation of Florida (NASDAQ:SBCF) Reaches New 52-Week High – Here’s What Happened

Seacoast Banking Corporation of Florida (NASDAQ: SBCF - Get Free Report)'s share price hit a new 52-week high during mid-day trading on Tuesday. The stock traded as high as $36.27 and last traded at $35.80, with a volume of 827468 shares changing hands. The stock had previously closed at $36.13. Analyst Ratings Changes Several equities

Defense World

Seacoast Banking (SBCF) is a Great Momentum Stock: Should You Buy?

Does Seacoast Banking (SBCF) have what it takes to be a top stock pick for momentum investors? Let's find out.

Zacks Investment Research

First Trust Advisors LP Buys 49,301 Shares of Seacoast Banking Corporation of Florida $SBCF

First Trust Advisors LP raised its stake in shares of Seacoast Banking Corporation of Florida (NASDAQ: SBCF) by 34.2% during the quarter, according to its most recent filing with the SEC. The firm owned 193,549 shares of the financial services provider's stock after acquiring an additional 49,301 shares during the period. First

Defense World

Earnings Surprises

Period	Estimate	Actual	Surprise
2026-04-28	0.58	0.62	0.04
2026-01-29	0.51	0.44	-0.07
2025-10-27	0.458	0.52	0.062
2025-07-24	0.42	0.52	0.1
2025-04-24	0.4	0.38	-0.02
2025-01-27	0.3	0.48	0.18
2024-10-24	0.36	0.36	0
2024-07-25	0.34	0.36	0.02
2024-04-25	0.35	0.37	0.02
2024-01-25	0.4	0.43	0.03
2023-10-26	0.4	0.46	0.06
2023-07-27	0.41	0.37	-0.04