Finzati - Logo
ATLCP logo

Atlanticus Holdings Corporation

ATLCP • Financial - Credit Services
$23.90
▲ +0.12 (+0.50%)
Current price
EarningsLatest report: Jun 30, 2026
FAVORABLE PROFILEAttractiveConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$456.17M
Growth
12.9%
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 17.3%Positive revenue growth · 11.5%Positive free cash flow · 41.85Consistent free cash flow · 5/5Reasonable earnings multiple · 8.29
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 9, 2026, 12:08 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$23.90
Change0.50%
Shares Out19.19M
Market Cap$456.17M
Enterprise Value$5.41B
52W Range20.46 - 25.00
Beta2.05
P/E3.01
P/S0.25
P/B0.65
P/FCF0.37
EV/Sales2.93

Investment DNA

How strong this company looks for long-term investors

81
out of 100
Business Quality
Margins, moat, returns
74/100
Financial Strength
Debt, cash, stability
55/100
Growth Potential
Revenue and expansion
95/100
Price Attractiveness
Cheap or expensive today
78/100
Why this score▼
Stable or improving margins · 17.3%Positive revenue growth · 11.5%Positive free cash flow · 41.85Consistent free cash flow · 5/5Reasonable earnings multiple · 8.29Healthy liquidity · 1.76

Analyst view

Analyst sentiment and price target

ATLCP
Analyst sentiment
Based on 2 analyst votes · 2026-09-04
100/100
Bullish
Bullish
2
Hold
0
Bearish
0

Company Overview

IPO: 6/14/2021
Industry: Financial - Credit Services
P/B i: 0.65
Debt / Equity i: 10.75
Operating Margin: 22.67%
Net Margin: 17.35%
ROE i: -
ROIC: -

Financial Health

Score11 / 20
Debt / Equity: 10.75
Current Ratio: 1.76
Quick Ratio: 1.76
Status: Moderate

Warnings

  • High debt level

Insider Transactions

Recent executive and insider activity

⚠ 2 high-volume insider sells detected
Paulson Blake
Transaction: 05/18/2026
BUY
Change
+1,050
Price
Not reported
Filing
07/08/2026
Type
BUY
Dickerson William Brinkley
Transaction: 05/18/2026
BUY
Change
+1,050
Price
Not reported
Filing
07/07/2026
Type
BUY
Howard Jeffrey A.
Transaction: 06/30/2026
SELL
Change
-10,000
Price
$103.01
Filing
07/02/2026
Type
SELL