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Regional Management Corp.

RMFinancial - Credit Services
$33.68
+0.55 (+1.66%)
Current price
EarningsLatest report: Jun 30, 2026
FAVORABLE PROFILEAttractiveConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Solid company profile with reasonable valuation support. The data suggests a balanced quality/value setup.
Market Cap
$323.46M
Growth
14.2%
Cash Flow
5/5
Trend
Stable
Evidence
Positive revenue growth · 11.1%Positive free cash flow · 29.41Consistent free cash flow · 5/5Reasonable earnings multiple · 8.66Healthy liquidity · 8.39
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:27 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$33.68
Change1.66%
Shares Out9.60M
Market Cap$323.46M
Enterprise Value$316.66M
52W Range30.46 - 46.00
Beta1.00
P/E6.52
P/S0.48
P/B0.85
P/FCF1.00
EV/Sales0.47

Investment DNA

How strong this company looks for long-term investors

75
out of 100
Business Quality
Margins, moat, returns
48/100
Financial Strength
Debt, cash, stability
58/100
Growth Potential
Revenue and expansion
95/100
Price Attractiveness
Cheap or expensive today
84/100
Why this score
Positive revenue growth · 11.1%Positive free cash flow · 29.41Consistent free cash flow · 5/5Reasonable earnings multiple · 8.66Healthy liquidity · 8.39High debt level · 4.65

Analyst view

Analyst sentiment and price target

RM
Analyst sentiment
Based on 16 analyst votes · 2026-09-05
56/100
Neutral
Bullish
3
Hold
12
Bearish
1

Company Overview

IPO: 3/28/2012
Industry: Financial - Credit Services
P/B i: 0.85
Debt / Equity i: 4.65
Operating Margin: 12.45%
Net Margin: 6.88%
ROE i: -
ROIC: -

Financial Health

Score12 / 20
Debt / Equity: 4.65
Current Ratio: 8.39
Quick Ratio: 8.39
Status: Good

Warnings

  • High debt level

Insider Transactions

Recent executive and insider activity

Barnette Steven B
Transaction: 07/10/2026
SELL
Change
-3,274
Price
$43.30
Filing
07/14/2026
Type
SELL
Fisher Brian J.
Transaction: 07/02/2026
BUY
Change
+13,247
Price
Not reported
Filing
07/02/2026
Type
BUY
Rana Harpreet
Transaction: 07/02/2026
BUY
Change
+17,466
Price
Not reported
Filing
07/02/2026
Type
BUY