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Westamerica Bancorporation

WABCBanks - Regional
$0.00
0.00 (0.00%)
EarningsLatest report: Jun 30, 2026
HIGHLY FAVORABLE PROFILEExcellentConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$1.40B
Growth
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 42.7%Positive revenue growth · 7.9%Positive free cash flow · 4.81Consistent free cash flow · 5/5Reasonable earnings multiple · 10.23
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 7, 2026, 1:06 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$0.00
Change0.00%
Market Cap$1.40B
52W Range44.93 - 63.61
Beta0.55
Gross Margin95.16%
Oper. Margin57.64%
Profit Margin42.74%
Debt/Eq0.17
Current Ratio0.43
Quick Ratio0.43
Target$57.00

Investment DNA

How strong this company looks for long-term investors

86
out of 100
Business Quality
Margins, moat, returns
90/100
Financial Strength
Debt, cash, stability
57/100
Growth Potential
Revenue and expansion
87/100
Price Attractiveness
Cheap or expensive today
87/100
Why this score
Stable or improving margins · 42.7%Positive revenue growth · 7.9%Positive free cash flow · 4.81Consistent free cash flow · 5/5Reasonable earnings multiple · 10.23Manageable debt level · 0.17

Analyst view

Analyst sentiment and price target

Analyst sentiment
No vote count available
Bullish
0
Hold
0
Bearish
0
Price Target
2026-08-07
Low
$57.00
Mean
$57.00
Median
$57.00
High
$57.00

Company Overview

IPO: 3/17/1980
Industry: Banks - Regional
P/B i: 1.27
Debt / Equity i: 0.17
Operating Margin: 57.64%
Net Margin: 42.74%
ROE i: -
ROIC: -

Financial Health

Score11 / 20
Debt / Equity: 0.17
Current Ratio: 0.43
Quick Ratio: 0.43
Status: Moderate

Warnings

  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

Belton Curtis
Transaction: 07/24/2026
SELL
Change
-9,200
Price
$58.51
Filing
07/24/2026
Type
SELL
Baker Robert James Jr
Transaction: 07/20/2026
SELL
Change
-15,000
Price
$55.47
Filing
07/20/2026
Type
SELL
DONOHOE BRIAN J
Transaction: 07/20/2026
SELL
Change
-15,100
Price
$57.08
Filing
07/20/2026
Type
SELL