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Unity Bancorp, Inc.

UNTY • Banks - Regional
$56.36
— 0.00 (0.00%)
Current price
EarningsLatest report: Sep 30, 2026
HIGHLY FAVORABLE PROFILEExcellentConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$547.62M
Growth
5.4%
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 30.8%Positive revenue growth · 19.5%Positive free cash flow · 4.42Consistent free cash flow · 5/5Reasonable earnings multiple · 8.95
Financial data as of: Sep 30, 2026, 12:00 AM UTCLast earnings update: Sep 30, 2026, 12:00 AM UTCLast profile update: Oct 15, 2026, 12:18 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$56.36
Change0.00%
Market Cap$547.62M
52W Range44.34 - 62.50
Beta0.65
Gross Margin67.87%
Oper. Margin40.08%
Profit Margin30.76%
Debt/Eq0.77
Current Ratio0.16
Quick Ratio0.16
Revenue 5Y5.45%

Investment DNA

How strong this company looks for long-term investors

83
out of 100
Business Quality
Margins, moat, returns
85/100
Financial Strength
Debt, cash, stability
34/100
Growth Potential
Revenue and expansion
92/100
Price Attractiveness
Cheap or expensive today
89/100
Why this score▼
Stable or improving margins · 30.8%Positive revenue growth · 19.5%Positive free cash flow · 4.42Consistent free cash flow · 5/5Reasonable earnings multiple · 8.95Manageable debt level · 0.77

Analyst view

Analyst sentiment and price target

Analyst sentiment
No vote count available
Bullish
0
Hold
0
Bearish
0
Price Target
2026-10-15
Low
$68.00
Mean
$68.00
Median
$68.00
High
$68.00

Company Overview

IPO: 1/14/1997
Industry: Banks - Regional
P/B i: 1.50
Debt / Equity i: 0.77
Operating Margin: 40.08%
Net Margin: 30.76%
ROE i: -
ROIC: -

Financial Health

Score7 / 20
Debt / Equity: 0.77
Current Ratio: 0.16
Quick Ratio: 0.16
Status: Weak

Warnings

  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

Boyan George
Transaction: 09/03/2026
SELL
Change
-6,504
Price
$59.16
Filing
09/04/2026
Type
SELL
Boyan George
Transaction: 09/02/2026
SELL
Change
-845
Price
$59.11
Filing
09/04/2026
Type
SELL
Davies James R
Transaction: 08/16/2026
SELL
Change
-91
Price
$61.82
Filing
08/18/2026
Type
SELL