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Unity Bancorp, Inc.

UNTY • Banks - Regional
$59.96
▲ +1.05 (+1.78%)
Current price
EarningsLatest report: Jun 30, 2026
HIGHLY FAVORABLE PROFILEExcellentConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$603.46M
Growth
5.4%
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 30.8%Positive revenue growth · 19.5%Positive free cash flow · 4.42Consistent free cash flow · 5/5Reasonable earnings multiple · 8.95
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 7, 2026, 1:22 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$59.96
Change1.78%
Market Cap$603.46M
52W Range44.34 - 60.86
Beta0.63
Gross Margin67.87%
Oper. Margin40.08%
Profit Margin30.76%
Debt/Eq0.77
Current Ratio0.16
Quick Ratio0.16
Revenue 5Y5.45%

Investment DNA

How strong this company looks for long-term investors

83
out of 100
Business Quality
Margins, moat, returns
85/100
Financial Strength
Debt, cash, stability
34/100
Growth Potential
Revenue and expansion
92/100
Price Attractiveness
Cheap or expensive today
89/100
Why this score▼
Stable or improving margins · 30.8%Positive revenue growth · 19.5%Positive free cash flow · 4.42Consistent free cash flow · 5/5Reasonable earnings multiple · 8.95Manageable debt level · 0.77

Analyst view

Analyst sentiment and price target

Analyst sentiment
No vote count available
Bullish
0
Hold
0
Bearish
0
Price Target
2026-08-07
Low
$68.00
Mean
$68.00
Median
$68.00
High
$68.00

Company Overview

IPO: 1/14/1997
Industry: Banks - Regional
P/B i: 1.50
Debt / Equity i: 0.77
Operating Margin: 40.08%
Net Margin: 30.76%
ROE i: -
ROIC: -

Financial Health

Score7 / 20
Debt / Equity: 0.77
Current Ratio: 0.16
Quick Ratio: 0.16
Status: Weak

Warnings

  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

Sharabba Daniel C
Transaction: 06/12/2026
SELL
Change
-90
Price
$55.45
Filing
06/15/2026
Type
SELL
BRODY MARK S
Transaction: 05/27/2026
SELL
Change
-1,600
Price
$15.70
Filing
05/29/2026
Type
SELL
BRODY MARK S
Transaction: 05/27/2026
SELL
Change
-1,600
Price
$55.23
Filing
05/29/2026
Type
SELL