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TFS Financial Corporation

TFSL • Banks - Regional
$17.57
▲ +0.07 (+0.40%)
Current price
EarningsLatest report: Jun 30, 2026
BALANCED PROFILENeutralConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Mixed profile. The company is not automatically unattractive, but valuation, growth, or balance-sheet evidence does not yet justify a stronger signal.
Market Cap
$5.01B
Growth
3.8%
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 11.5%Positive revenue growth · 15.3%Positive free cash flow · 0.25Consistent free cash flow · 5/5Expensive earnings multiple · 40.39
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 7, 2026, 12:43 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$17.57
Change0.40%
Market Cap$5.01B
52W Range12.54 - 19.49
Beta0.74
Gross Margin40.28%
Oper. Margin14.48%
Profit Margin11.49%
Debt/Eq2.59
Current Ratio0.05
Quick Ratio0.05
Revenue 5Y3.82%

Investment DNA

How strong this company looks for long-term investors

55
out of 100
Business Quality
Margins, moat, returns
61/100
Financial Strength
Debt, cash, stability
20/100
Growth Potential
Revenue and expansion
58/100
Price Attractiveness
Cheap or expensive today
42/100
Why this score▼
Stable or improving margins · 11.5%Positive revenue growth · 15.3%Positive free cash flow · 0.25Consistent free cash flow · 5/5Expensive earnings multiple · 40.39High debt level · 2.59

Analyst view

Analyst sentiment and price target

Analyst sentiment
No vote count available
Bullish
0
Hold
0
Bearish
0
Price Target
2026-08-07
Low
$20.00
Mean
$20.00
Median
$20.00
High
$20.00

Company Overview

IPO: 4/23/2007
Industry: Banks - Regional
P/B i: 1.94
Debt / Equity i: 2.59
Operating Margin: 14.48%
Net Margin: 11.49%
ROE i: -
ROIC: -

Financial Health

Score4 / 20
Debt / Equity: 2.59
Current Ratio: 0.05
Quick Ratio: 0.05
Status: HighRisk

Warnings

  • High debt level
  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

LaRocca James E
Transaction: 06/29/2026
OTHER
Change
0
Price
Not reported
Filing
06/30/2026
Type
OTHER
LaRocca James E
Transaction: 06/29/2026
BUY
Change
+4,600
Price
Not reported
Filing
06/30/2026
Type
BUY
Zbanek Cathy W
Transaction: 06/15/2026
SELL
Change
-67,500
Price
$14.74
Filing
06/16/2026
Type
SELL