Vitale Michael
Transaction: 08/06/2026
BUY
Change
+4,834
Price
$12.35
Filing
08/06/2026
Type
BUY
Rhinebeck Bancorp, Inc.
RBKB • Banks - Regional
$12.82
— 0.00 (0.00%)
EarningsLatest report: Jun 30, 2026
FAVORABLE PROFILEAttractiveConfidence: 70%
Quantitative profile — not an investment recommendation.
Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$140.64M
Growth
-0.0%
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 13.2%Positive revenue growth · 10.2%Positive free cash flow · 1Consistent free cash flow · 5/5Reasonable earnings multiple · 12.98
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 14, 2026, 12:20 PM UTC
Company Snapshot
Key valuation, quality, financial strength, momentum and analyst data.
Price$12.82
Change0.00%
Shares Out10.97M
Market Cap$140.64M
Enterprise Value$-41.39M
52W Range6.74 - 12.88
Beta0.18
P/E14.26
P/S2.32
P/B1.01
P/FCF10.21
EV/Sales-0.68
Price$12.82
Change0.00%
Shares Out10.97M
Market Cap$140.64M
Enterprise Value$-41.39M
52W Range6.74 - 12.88
Beta0.18
P/E14.26
P/S2.32
P/B1.01
P/FCF10.21
EV/Sales-0.68
EV/EBITDA-6.73
EV/FCF-3.01
Earnings Yield7.01%
FCF Yield9.79%
Dividend Yield0.00%
Gross Margin68.17%
Oper. Margin16.72%
Profit Margin13.24%
Debt/Eq0.22
Current Ratio0.12
Quick Ratio0.12
Revenue 5Y-0.01%
Volume59.21K
Avg Volume74.36K
Investment DNA
How strong this company looks for long-term investors
79
out of 100
Business Quality
Margins, moat, returns
73/100
Financial Strength
Debt, cash, stability
39/100
Growth Potential
Revenue and expansion
95/100
Price Attractiveness
Cheap or expensive today
87/100
Why this score▼
Stable or improving margins · 13.2%Positive revenue growth · 10.2%Positive free cash flow · 1Consistent free cash flow · 5/5Reasonable earnings multiple · 12.98Manageable debt level · 0.22
Analyst view
No analyst data available now.
Insider Transactions
Recent executive and insider activity
Smith Matthew James
Transaction: 07/22/2026
BUY
Change
+2,300
Price
$11.99
Filing
07/23/2026
Type
BUY
Patzwahl Nancy Koskey
Transaction: 07/22/2026
BUY
Change
+25,000
Price
$11.94
Filing
07/23/2026
Type
BUY
| Insider | Type | Change | Price | Transaction | Filing |
|---|---|---|---|---|---|
| Vitale Michael | BUY | +4,834 | $12.35 | 08/06/2026 | 08/06/2026 |
| Smith Matthew James | BUY | +2,300 | $11.99 | 07/22/2026 | 07/23/2026 |
| Patzwahl Nancy Koskey | BUY | +25,000 | $11.94 | 07/22/2026 | 07/23/2026 |
| Vitale Michael | BUY | +5,000 | $11.94 | 07/22/2026 | 07/23/2026 |
| Loughlin Suzanne | BUY | +500 | $11.92 | 07/22/2026 | 07/23/2026 |
| Beeler Donald E. Jr. | OTHER | 0 | Not reported | 07/21/2026 | 07/21/2026 |
| Bloom Jamie J. | BUY | +1,000 | $10.00 | 07/21/2026 | 07/21/2026 |
| Chestney Christopher W. | BUY | +10,000 | $10.00 | 07/21/2026 | 07/21/2026 |
| McCardle James T. III | BUY | +2,500 | $10.00 | 07/21/2026 | 07/21/2026 |
| Lekanides Phillip | BUY | +1,368 | $10.00 | 07/21/2026 | 07/21/2026 |
| Nihill Kevin M | OTHER | 0 | Not reported | 07/21/2026 | 07/21/2026 |
| Smith Matthew James | OTHER | 0 | Not reported | 07/21/2026 | 07/21/2026 |
| Vitale Michael | OTHER | 0 | Not reported | 07/21/2026 | 07/21/2026 |
| Loughlin Suzanne | OTHER | 0 | Not reported | 07/21/2026 | 07/21/2026 |
| Howell Steven E | OTHER | 0 | Not reported | 07/21/2026 | 07/21/2026 |
| LaFrance Shannon Martin | BUY | +2,700 | $10.00 | 07/21/2026 | 07/21/2026 |
| McGinnis Sharon | OTHER | 0 | Not reported | 07/21/2026 | 07/21/2026 |
| Patzwahl Nancy Koskey | OTHER | 0 | Not reported | 07/21/2026 | 07/21/2026 |
| Garcia Freddimir | BUY | +500 | $10.00 | 07/21/2026 | 07/21/2026 |
| Irwin William C. | BUY | +10,000 | $10.00 | 07/21/2026 | 07/21/2026 |