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Sound Financial Bancorp, Inc.

SFBCBanks - Regional
$47.75
+0.15 (+0.32%)
Current price
EarningsLatest report: Mar 31, 2026
BALANCED PROFILENeutralConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Mixed profile. The company is not automatically unattractive, but valuation, growth, or balance-sheet evidence does not yet justify a stronger signal.
Market Cap
$122.92M
Growth
7.4%
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 11.6%Positive revenue growth · 11.2%Positive free cash flow · 2.73Consistent free cash flow · 5/5Reasonable earnings multiple · 15.59
Financial data as of: Mar 31, 2026, 12:00 AM UTCLast earnings update: Apr 28, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:36 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$47.75
Change0.32%
Shares Out2.57M
Market Cap$122.92M
Enterprise Value$-3.90M
52W Range40.68 - 48.85
Beta0.01
P/E16.24
P/S1.97
P/B1.11
P/FCF18.20
EV/Sales-0.06

Investment DNA

How strong this company looks for long-term investors

69
out of 100
Business Quality
Margins, moat, returns
60/100
Financial Strength
Debt, cash, stability
39/100
Growth Potential
Revenue and expansion
58/100
Price Attractiveness
Cheap or expensive today
85/100
Why this score
Stable or improving margins · 11.6%Positive revenue growth · 11.2%Positive free cash flow · 2.73Consistent free cash flow · 5/5Reasonable earnings multiple · 15.59Manageable debt level · 0.2
Analyst view
No analyst data available now.

Company Overview

IPO: 1/9/2008
Industry: Banks - Regional
P/B i: 1.11
Debt / Equity i: 0.20
Operating Margin: 14.07%
Net Margin: 11.62%
ROE i: -
ROIC: -

Financial Health

Score8 / 20
Debt / Equity: 0.20
Current Ratio: 0.15
Quick Ratio: 0.15
Status: Moderate

Warnings

  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

Stewart Laura Lee
Transaction: 06/30/2026
SELL
Change
-900
Price
$42.60
Filing
06/30/2026
Type
SELL
Riojas Rogelio
Transaction: 06/10/2026
SELL
Change
-28,916
Price
Not reported
Filing
06/11/2026
Type
SELL
Stewart Laura Lee
Transaction: 03/31/2026
SELL
Change
-900
Price
$44.13
Filing
03/31/2026
Type
SELL