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Provident Financial Holdings, Inc.

PROVBanks - Regional
$0.00
0.00 (0.00%)
EarningsLatest report: Mar 31, 2026
BALANCED PROFILENeutralConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Mixed profile. The company is not automatically unattractive, but valuation, growth, or balance-sheet evidence does not yet justify a stronger signal.
Market Cap
$106.69M
Growth
3.6%
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 10.4%Positive revenue growth · 13.9%Positive free cash flow · 1.21Consistent free cash flow · 5/5Reasonable earnings multiple · 16.64
Financial data as of: Mar 31, 2026, 12:00 AM UTCLast earnings update: Apr 28, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:27 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$0.00
Change0.00%
Market Cap$106.69M
52W Range14.95 - 17.42
Beta0.33
Gross Margin65.94%
Oper. Margin14.75%
Profit Margin10.40%
Debt/Eq1.66
Current Ratio0.06
Quick Ratio0.06
Revenue 5Y3.61%

Investment DNA

How strong this company looks for long-term investors

64
out of 100
Business Quality
Margins, moat, returns
60/100
Financial Strength
Debt, cash, stability
24/100
Growth Potential
Revenue and expansion
58/100
Price Attractiveness
Cheap or expensive today
77/100
Why this score
Stable or improving margins · 10.4%Positive revenue growth · 13.9%Positive free cash flow · 1.21Consistent free cash flow · 5/5Reasonable earnings multiple · 16.64Weak liquidity · 0.06

Analyst view

Analyst sentiment and price target

Analyst sentiment
No vote count available
Bullish
0
Hold
0
Bearish
0
Price Target
2026-06-11
Low
$16.00
Mean
$16.00
Median
$16.00
High
$16.00

Company Overview

IPO: 6/28/1996
Industry: Banks - Regional
P/B i: 0.81
Debt / Equity i: 1.66
Operating Margin: 14.75%
Net Margin: 10.40%
ROE i: -
ROIC: -

Financial Health

Score5 / 20
Debt / Equity: 1.66
Current Ratio: 0.06
Quick Ratio: 0.06
Status: Weak

Warnings

  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

Weiant David
Transaction: 06/10/2026
SELL
Change
-2,732
Price
$17.12
Filing
06/10/2026
Type
SELL
Weiant David
Transaction: 06/08/2026
SELL
Change
-1,012
Price
$17.00
Filing
06/09/2026
Type
SELL
Weiant David
Transaction: 06/04/2026
SELL
Change
-1,000
Price
$17.10
Filing
06/05/2026
Type
SELL