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Patriot National Bancorp, Inc.

PNBK • Banks - Regional
$1.11
▼ -0.01 (-0.89%)
Current price
EarningsLatest report: Mar 31, 2026
HIGHER-RISK PROFILECautionConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Caution is warranted. Recent ratios show weaknesses that may limit returns unless fundamentals improve.
Market Cap
$130.53M
Growth
-2.5%
Cash Flow
3/5
Trend
Mostly stable
Evidence
Manageable debt level · 0.17Weak liquidity · 0.44Negative growth trendWeak profitability
Financial data as of: Mar 31, 2026, 12:00 AM UTCLast earnings update: May 15, 2026, 12:00 AM UTCLast profile update: Aug 14, 2026, 12:59 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$1.11
Change-0.89%
Market Cap$130.53M
52W Range0.86 - 2.00
Beta-0.64
Gross Margin48.01%
Oper. Margin-21.75%
Profit Margin-21.85%
Debt/Eq0.17
Current Ratio0.44
Quick Ratio0.44
Revenue 5Y-2.46%

Investment DNA

How strong this company looks for long-term investors

42
out of 100
Business Quality
Margins, moat, returns
22/100
Financial Strength
Debt, cash, stability
39/100
Growth Potential
Revenue and expansion
20/100
Price Attractiveness
Cheap or expensive today
90/100
Why this score▼
Manageable debt level · 0.17Weak liquidity · 0.44Negative growth trendWeak profitability
Analyst view
No analyst data available now.

Company Overview

IPO: 8/31/1994
Industry: Banks - Regional
P/B i: 1.50
Debt / Equity i: 0.17
Operating Margin: -21.75%
Net Margin: -21.85%
ROE i: -
ROIC: -

Financial Health

Score8 / 20
Debt / Equity: 0.17
Current Ratio: 0.44
Quick Ratio: 0.44
Status: Moderate

Warnings

  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

⚠ 3 high-volume insider sells detected
Magzanyan Anahit
Transaction: 07/29/2026
BUY
Change
+88,496
Price
Not reported
Filing
07/31/2026
Type
BUY
Constantino Edward N.
Transaction: 07/29/2026
BUY
Change
+88,496
Price
Not reported
Filing
07/31/2026
Type
BUY
Roth Jonathan Paul
Transaction: 07/29/2026
BUY
Change
+66,372
Price
Not reported
Filing
07/31/2026
Type
BUY