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Provident Financial Services, Inc.

PFS • Banks - Regional
$23.72
▲ +0.16 (+0.68%)
Current price
EarningsLatest report: Jun 30, 2026
HIGHLY FAVORABLE PROFILEExcellentConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$3.10B
Growth
7.8%
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 21.1%Positive revenue growth · 13.4%Positive free cash flow · 3.3Consistent free cash flow · 5/5Reasonable earnings multiple · 8.86
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:27 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$23.72
Change0.68%
Shares Out130.49M
Market Cap$3.10B
Enterprise Value$-419.55M
52W Range17.61 - 25.41
Beta0.78
P/E9.90
P/S2.30
P/B1.06
P/FCF7.29
EV/Sales-0.31

Investment DNA

How strong this company looks for long-term investors

83
out of 100
Business Quality
Margins, moat, returns
85/100
Financial Strength
Debt, cash, stability
33/100
Growth Potential
Revenue and expansion
95/100
Price Attractiveness
Cheap or expensive today
89/100
Why this score▼
Stable or improving margins · 21.1%Positive revenue growth · 13.4%Positive free cash flow · 3.3Consistent free cash flow · 5/5Reasonable earnings multiple · 8.86Manageable debt level · 0.89

Analyst view

Analyst sentiment and price target

PFS
Analyst sentiment
Based on 10 analyst votes · 2026-09-05
80/100
Bullish
Bullish
6
Hold
4
Bearish
0
Price Target
2026-07-31
Low
$27.00
Mean
$27.00
Median
$27.00
High
$27.00

Company Overview

IPO: 1/16/2003
Industry: Banks - Regional
P/B i: 1.06
Debt / Equity i: 0.89
Operating Margin: 29.52%
Net Margin: 21.06%
ROE i: -
ROIC: -

Financial Health

Score7 / 20
Debt / Equity: 0.89
Current Ratio: 0.00
Quick Ratio: 0.00
Status: Weak

Insider Transactions

Recent executive and insider activity

LISTA GEORGE
Transaction: 06/12/2026
SELL
Change
-3,528
Price
$23.41
Filing
06/15/2026
Type
SELL
Vitelli Annamaria
Transaction: 06/01/2026
OTHER
Change
0
Price
Not reported
Filing
06/05/2026
Type
OTHER
Flynn Brian
Transaction: 05/26/2026
BUY
Change
+4,012
Price
Not reported
Filing
05/28/2026
Type
BUY