Finzati - Logo
PFIS logo

Peoples Financial Services Corp.

PFISBanks - Regional
$71.83
+0.92 (+1.30%)
Current price
EarningsLatest report: Jun 30, 2026
HIGHLY FAVORABLE PROFILEExcellentConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$720.89M
Growth
8.6%
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 21.1%Positive revenue growth · 17.2%Positive free cash flow · 4.34Consistent free cash flow · 5/5Reasonable earnings multiple · 8.23
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:27 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$71.83
Change1.30%
Shares Out10.04M
Market Cap$720.89M
Enterprise Value$885.76M
52W Range43.64 - 73.37
Beta0.74
P/E12.70
P/S2.56
P/B1.34
P/FCF15.70
EV/Sales3.15

Investment DNA

How strong this company looks for long-term investors

82
out of 100
Business Quality
Margins, moat, returns
85/100
Financial Strength
Debt, cash, stability
74/100
Growth Potential
Revenue and expansion
58/100
Price Attractiveness
Cheap or expensive today
90/100
Why this score
Stable or improving margins · 21.1%Positive revenue growth · 17.2%Positive free cash flow · 4.34Consistent free cash flow · 5/5Reasonable earnings multiple · 8.23Manageable debt level · 0.5

Analyst view

Analyst sentiment and price target

PFIS
Analyst sentiment
Based on 1 analyst votes · 2026-09-05
50/100
Neutral
Bullish
0
Hold
1
Bearish
0
Price Target
2026-07-31
Low
$56.00
Mean
$56.00
Median
$56.00
High
$56.00

Company Overview

IPO: 6/5/2002
Industry: Banks - Regional
P/B i: 1.34
Debt / Equity i: 0.50
Operating Margin: 25.71%
Net Margin: 21.07%
ROE i: -
ROIC: -

Financial Health

Score15 / 20
Debt / Equity: 0.50
Current Ratio: 8.76
Quick Ratio: 8.76
Status: Good

Insider Transactions

Recent executive and insider activity

Hubble Susan L
Transaction: 06/26/2026
BUY
Change
+655
Price
Not reported
Filing
06/30/2026
Type
BUY
Kirtley Timothy
Transaction: 06/26/2026
BUY
Change
+662
Price
Not reported
Filing
06/30/2026
Type
BUY
Drobins Jeffrey A
Transaction: 06/26/2026
BUY
Change
+715
Price
Not reported
Filing
06/30/2026
Type
BUY