Bank OZK

OZKAP • Banks - Regional

$0.00

— 0.00 (0.00%)

EarningsLatest report: Jun 30, 2026

HIGHLY FAVORABLE PROFILEExcellentConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology

Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.

Market Cap

$4.93B

Growth

14.4%

Cash Flow

5/5

Trend

Stable

Evidence

Stable or improving margins · 25.5%Positive revenue growth · 28.9%Positive free cash flow · 6.63Consistent free cash flow · 5/5Reasonable earnings multiple · 7.41

Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Oct 20, 2026, 12:15 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$0.00

Change0.00%

Market Cap$4.93B

52W Range14.60 - 17.57

Beta0.88

Gross Margin55.43%

Oper. Margin33.30%

Profit Margin25.50%

Debt/Eq0.08

Current Ratio0.80

Quick Ratio0.80

Revenue 5Y14.36%

Price$0.00

Change0.00%

Market Cap$4.93B

52W Range14.60 - 17.57

Beta0.88

Gross Margin55.43%

Oper. Margin33.30%

Profit Margin25.50%

Debt/Eq0.08

Current Ratio0.80

Quick Ratio0.80

Revenue 5Y14.36%

FCF 5Y19.33%

Target$56.00

Target Median$56.00

Target Range51.00 - 61.00

Volume38.31K

Avg Volume33.67K

EPS Surprise-0.02

Investment DNA

How strong this company looks for long-term investors

out of 100

Business Quality

Margins, moat, returns

77/100

Financial Strength

Debt, cash, stability

45/100

Growth Potential

Revenue and expansion

95/100

Price Attractiveness

Cheap or expensive today

94/100

Why this score▼

Stable or improving margins · 25.5%Positive revenue growth · 28.9%Positive free cash flow · 6.63Consistent free cash flow · 5/5Reasonable earnings multiple · 7.41Manageable debt level · 0.08

Analyst view

Analyst sentiment and price target

Analyst sentiment

No vote count available

Bullish

Hold

Bearish

Price Target

2026-10-20

Low

$51.00

Mean

$56.00

Median

$56.00

High

$61.00

Company Overview

IPO: 10/29/2021

Industry: Banks - Regional

P/B i: 0.83

Debt / Equity i: 0.08

Operating Margin: 33.30%

Net Margin: 25.50%

ROE i: -

ROIC: -

Financial Health

Score9 / 20

Debt / Equity: 0.08

Current Ratio: 0.80

Quick Ratio: 0.80

Status: Moderate

Warnings

Weak Liquidity

🧾

No insider activity

No recent insider transactions available.

About the Company

Bank OZK

Bank OZK is a financial institution offering a comprehensive range of banking services to both retail and commercial clients. Its deposit offerings encompass a wide array of account types, such as demand deposit accounts (both interest and non-interest-bearing), business sweep, savings, money market, and individual retirement accounts, alongside various time deposit options. Beyond deposits, Bank OZK extends diverse lending solutions. These include financing for real estate, consumers, and businesses, as well as specialized areas like recreational vehicles, marine vessels, commercial & industrial projects, and government-guaranteed loans. The bank also supports agriculture, small businesses, homebuilders, and affordable housing initiatives. Additional financial provisions cover business aviation and subscription-based services, as well as conventional mortgage and other loan products. Furthermore, the institution delivers trust and wealth management services. This encompasses personal wealth planning, custodial arrangements, investment management, and retirement account administration. For corporate clients, it provides essential corporate trust services, acting as a trustee, paying agent, and registered transfer agent, among other related functions. Its suite of treasury management offerings is designed to streamline business operations, featuring services like automated clearing house (ACH) transactions, wire transfers, detailed transaction reporting, wholesale lockbox processing, remote deposit capture, automated credit line transfers, account reconciliation, positive pay fraud prevention, and merchant and commercial card services. It also manages specialized accounts such as zero balance and investment sweep accounts. Customers also benefit from convenient access through ATMs, telephone, online, and mobile banking platforms. The bank issues both debit and credit cards, offers safe deposit boxes, and processes merchant debit and credit card transactions, along with other supplementary products and services. With a history dating back to its founding in 1903, Bank OZK is headquartered in Little Rock, Arkansas. It expanded its footprint to approximately 240 branches across states including Arkansas, Georgia, Florida, North Carolina, Texas, Carolina, California, New York, and Mississippi as of the end of 2021. The institution adopted its current name, Bank OZK, in July 2018, having previously been known as Bank of the Ozarks.

Source - link

Peers

ABCB AX BOKF FNB HOMB HWC PB SFNC UMBF VLY

Size reflects market cap · color matches the chart line

1Y peer performance

Top performers + selected company

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Earnings Surprises

Period	Estimate	Actual	Surprise
2026-04-21	1.46	1.44	-0.02
2026-01-20	1.56	1.53	-0.03
2025-10-16	1.65	1.59	-0.06
2025-07-17	1.51	1.58	0.07
2025-04-16	1.41	1.47	0.06
2025-01-16	1.45	1.56	0.11
2024-10-17	1.54	1.54	0
2024-07-17	1.52	1.53	0.01
2024-04-17	1.46	1.51	0.05
2024-01-18	1.48	1.5	0.02
2023-10-19	1.42	1.49	0.07
2023-07-20	1.42	1.47	0.05