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Oak Valley Bancorp

OVLY • Banks - Regional
$34.88
▲ +0.37 (+1.07%)
Current price
EarningsLatest report: Mar 31, 2026
HIGHLY FAVORABLE PROFILEExcellentConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$283.91M
Growth
6.5%
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 29.3%Positive revenue growth · 10.0%Positive free cash flow · 2.98Consistent free cash flow · 5/5Reasonable earnings multiple · 10.36
Financial data as of: Mar 31, 2026, 12:00 AM UTCLast earnings update: Apr 22, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:27 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$34.88
Change1.07%
Market Cap$283.91M
52W Range25.41 - 35.97
Beta0.21
Gross Margin99.02%
Oper. Margin37.50%
Profit Margin29.26%
Debt/Eq0.00
Current Ratio0.23
Quick Ratio0.23
Revenue 5Y6.51%

Investment DNA

How strong this company looks for long-term investors

82
out of 100
Business Quality
Margins, moat, returns
85/100
Financial Strength
Debt, cash, stability
21/100
Growth Potential
Revenue and expansion
95/100
Price Attractiveness
Cheap or expensive today
89/100
Why this score▼
Stable or improving margins · 29.3%Positive revenue growth · 10.0%Positive free cash flow · 2.98Consistent free cash flow · 5/5Reasonable earnings multiple · 10.36Manageable debt level · 0
Analyst view
No analyst data available now.

Company Overview

IPO: 10/15/2003
Industry: Banks - Regional
P/B i: 1.19
Debt / Equity i: 0.00
Operating Margin: 37.50%
Net Margin: 29.26%
ROE i: -
ROIC: -

Financial Health

Score4 / 20
Debt / Equity: 0.00
Current Ratio: 0.23
Quick Ratio: 0.23
Status: HighRisk

Warnings

  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

Courtney Christopher M.
Transaction: 05/20/2026
BUY
Change
+657
Price
Not reported
Filing
06/30/2026
Type
BUY
Barton Don
Transaction: 06/26/2026
SELL
Change
-375
Price
$33.26
Filing
06/26/2026
Type
SELL
LAFFERTY ALLISON
Transaction: 05/28/2026
BUY
Change
+87
Price
$33.44
Filing
05/29/2026
Type
BUY