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C&F Financial Corporation

CFFI • Banks - Regional
$94.89
▲ +0.26 (+0.27%)
Current price
EarningsLatest report: Jun 30, 2026
FAVORABLE PROFILEAttractiveConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Solid company profile with reasonable valuation support. The data suggests a balanced quality/value setup.
Market Cap
$308.42M
Growth
11.0%
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 14.4%Positive revenue growth · 10.3%Positive free cash flow · 6.84Consistent free cash flow · 5/5Reasonable earnings multiple · 8.76
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 12, 2026, 12:21 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$94.89
Change0.27%
Shares Out3.25M
Market Cap$308.42M
Enterprise Value$-93.76M
52W Range64.71 - 89.76
Beta0.34
P/E10.60
P/S1.61
P/B1.11
P/FCF7.33
EV/Sales-0.49

Investment DNA

How strong this company looks for long-term investors

73
out of 100
Business Quality
Margins, moat, returns
67/100
Financial Strength
Debt, cash, stability
37/100
Growth Potential
Revenue and expansion
58/100
Price Attractiveness
Cheap or expensive today
92/100
Why this score▼
Stable or improving margins · 14.4%Positive revenue growth · 10.3%Positive free cash flow · 6.84Consistent free cash flow · 5/5Reasonable earnings multiple · 8.76Manageable debt level · 0.43
Analyst view
No analyst data available now.

Company Overview

IPO: 5/7/1998
Industry: Banks - Regional
P/B i: 1.11
Debt / Equity i: 0.43
Operating Margin: 17.77%
Net Margin: 14.42%
ROE i: -
ROIC: -

Financial Health

Score7 / 20
Debt / Equity: 0.43
Current Ratio: 0.18
Quick Ratio: 0.18
Status: Weak

Warnings

  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

CHERRY THOMAS F
Transaction: 08/05/2026
SELL
Change
-500
Price
$87.13
Filing
08/07/2026
Type
SELL
PEAY D ANTHONY
Transaction: 08/05/2026
SELL
Change
-425
Price
$85.92
Filing
08/07/2026
Type
SELL
Seaman John A III
Transaction: 08/03/2026
SELL
Change
-650
Price
$84.61
Filing
08/04/2026
Type
SELL