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Oportun Financial Corporation

OPRT • Financial - Credit Services
$7.87
▲ +0.46 (+6.21%)
Current price
EarningsLatest report: Jun 30, 2026
BALANCED PROFILENeutralConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Mixed profile. The company is not automatically unattractive, but valuation, growth, or balance-sheet evidence does not yet justify a stronger signal.
Market Cap
$262.08M
Growth
6.3%
Cash Flow
5/5
Trend
Stable
Evidence
Positive free cash flow · 8.13Consistent free cash flow · 5/5Reasonable earnings multiple · 10.03Healthy liquidity · 9.17High debt level · 7.21
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:27 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$7.87
Change6.21%
Market Cap$262.08M
52W Range4.03 - 7.96
Beta1.25
Gross Margin63.68%
Oper. Margin6.92%
Profit Margin3.96%
Debt/Eq7.21
Current Ratio9.17
Quick Ratio9.17
Revenue 5Y6.26%

Investment DNA

How strong this company looks for long-term investors

65
out of 100
Business Quality
Margins, moat, returns
40/100
Financial Strength
Debt, cash, stability
58/100
Growth Potential
Revenue and expansion
58/100
Price Attractiveness
Cheap or expensive today
79/100
Why this score▼
Positive free cash flow · 8.13Consistent free cash flow · 5/5Reasonable earnings multiple · 10.03Healthy liquidity · 9.17High debt level · 7.21

Analyst view

Analyst sentiment and price target

Analyst sentiment
No vote count available
Bullish
0
Hold
0
Bearish
0
Price Target
2026-08-07
Low
$8.00
Mean
$8.00
Median
$8.00
High
$8.00

Company Overview

IPO: 9/26/2019
Industry: Financial - Credit Services
P/B i: 0.65
Debt / Equity i: 7.21
Operating Margin: 6.92%
Net Margin: 3.96%
ROE i: -
ROIC: -

Financial Health

Score12 / 20
Debt / Equity: 7.21
Current Ratio: 9.17
Quick Ratio: 9.17
Status: Good

Warnings

  • High debt level

Insider Transactions

Recent executive and insider activity

Tambor Richard N.
Transaction: 06/15/2026
SELL
Change
-36,127
Price
Not reported
Filing
06/29/2026
Type
SELL
Rowles Sean A
Transaction: 06/17/2026
OTHER
Change
0
Price
Not reported
Filing
06/22/2026
Type
OTHER
Bland Douglas K
Transaction: 06/10/2026
BUY
Change
+463,822
Price
Not reported
Filing
06/11/2026
Type
BUY