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Open Lending Corporation

LPROFinancial - Credit Services
$3.14
0.00 (0.00%)
EarningsLatest report: Mar 31, 2026
HIGHER-RISK PROFILECautionConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Caution is warranted. Recent ratios show weaknesses that may limit returns unless fundamentals improve.
Market Cap
$369.82M
Growth
-3.4%
Cash Flow
4/5
Trend
Mostly stable
Evidence
Consistent free cash flow · 4/5Healthy liquidity · 4.52Negative growth trendWeak profitability
Financial data as of: Mar 31, 2026, 12:00 AM UTCLast earnings update: May 7, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:27 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$3.14
Change0.00%
Shares Out117.78M
Market Cap$369.82M
Enterprise Value$267.82M
52W Range1.18 - 3.15
Beta2.20
P/E-69.61
P/S4.14
P/B4.91
P/FCF-518.69
EV/Sales3.00

Investment DNA

How strong this company looks for long-term investors

48
out of 100
Business Quality
Margins, moat, returns
29/100
Financial Strength
Debt, cash, stability
67/100
Growth Potential
Revenue and expansion
20/100
Price Attractiveness
Cheap or expensive today
83/100
Why this score
Consistent free cash flow · 4/5Healthy liquidity · 4.52Negative growth trendWeak profitability

Analyst view

Analyst sentiment and price target

LPRO
Analyst sentiment
Based on 12 analyst votes · 2026-09-05
67/100
Neutral
Bullish
4
Hold
8
Bearish
0
Price Target
2026-08-05
Low
$3.15
Mean
$3.15
Median
$3.15
High
$3.15

Company Overview

IPO: 3/26/2018
Industry: Financial - Credit Services
P/B i: 4.91
Debt / Equity i: 1.17
Operating Margin: 6.43%
Net Margin: -4.54%
ROE i: -
ROIC: -

Financial Health

Score13 / 20
Debt / Equity: 1.17
Current Ratio: 4.52
Quick Ratio: 4.52
Status: Good

Insider Transactions

Recent executive and insider activity

14 high-volume insider sells detected
Bregal Sagemount I, L.P.
Transaction: 07/28/2026
SELL
Change
-7,564,566
Price
$3.15
Filing
07/31/2026
Type
SELL
Buss Jessica E
Transaction: 07/30/2026
SELL
Change
-3,184,000
Price
$2.50
Filing
07/30/2026
Type
SELL
Buss Jessica E
Transaction: 07/30/2026
SELL
Change
-941,176
Price
Not reported
Filing
07/30/2026
Type
SELL