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Northpointe Bancshares, Inc.

NPB • Banks - Regional
$15.61
▼ -0.17 (-1.08%)
Current price
EarningsLatest report: Jun 30, 2026
FAVORABLE PROFILEAttractiveConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$544.22M
Growth
86.8%
Cash Flow
2/5
Trend
Volatile
Evidence
Stable or improving margins · 17.7%Positive revenue growth · 371.4%Positive free cash flow · 2.86Reasonable earnings multiple · 2.92High debt level · 2.7
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Oct 20, 2026, 12:18 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$15.61
Change-1.08%
Shares Out35.34M
Market Cap$544.22M
Enterprise Value$1.63B
52W Range14.21 - 19.71
Beta0.06
P/E6.07
P/S1.23
P/B0.89
P/FCF5.52
EV/Sales3.68

Investment DNA

How strong this company looks for long-term investors

78
out of 100
Business Quality
Margins, moat, returns
88/100
Financial Strength
Debt, cash, stability
20/100
Growth Potential
Revenue and expansion
95/100
Price Attractiveness
Cheap or expensive today
91/100
Why this score▼
Stable or improving margins · 17.7%Positive revenue growth · 371.4%Positive free cash flow · 2.86Reasonable earnings multiple · 2.92High debt level · 2.7Weak liquidity · 0.1

Analyst view

Analyst sentiment and price target

NPB
Analyst sentiment
Based on 2 analyst votes · 2026-10-20
100/100
Bullish
Bullish
2
Hold
0
Bearish
0
Price Target
2026-10-20
Low
$22.00
Mean
$22.00
Median
$22.00
High
$22.00

Company Overview

IPO: 2/18/2025
Industry: Banks - Regional
P/B i: 0.89
Debt / Equity i: 2.70
Operating Margin: 23.43%
Net Margin: 17.70%
ROE i: -
ROIC: -

Financial Health

Score4 / 20
Debt / Equity: 2.70
Current Ratio: 0.10
Quick Ratio: 0.10
Status: HighRisk

Warnings

  • High debt level
  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

Long Joseph B
Transaction: 09/14/2026
OTHER
Change
0
Price
Not reported
Filing
09/22/2026
Type
OTHER
Williams Charles Alan
Transaction: 09/01/2026
BUY
Change
+85,000
Price
$16.74
Filing
09/02/2026
Type
BUY
Williams Charles Alan
Transaction: 08/26/2026
BUY
Change
+48,312
Price
$16.95
Filing
08/26/2026
Type
BUY