Finzati - Logo
MCY logo

Mercury General Corporation

MCYInsurance - Property & Casualty
$104.53
-1.52 (-1.43%)
Current price
EarningsLatest report: Mar 31, 2026
FAVORABLE PROFILEAttractiveConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Solid company profile with reasonable valuation support. The data suggests a balanced quality/value setup.
Market Cap
$5.79B
Growth
9.3%
Cash Flow
5/5
Trend
Stable
Evidence
Positive revenue growth · 10.7%Positive free cash flow · 18.57Consistent free cash flow · 5/5Reasonable earnings multiple · 9.63Manageable debt level · 0.24
Financial data as of: Mar 31, 2026, 12:00 AM UTCLast earnings update: May 5, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:36 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$104.53
Change-1.43%
Shares Out55.39M
Market Cap$5.79B
Enterprise Value$4.57B
52W Range64.04 - 107.95
Beta0.93
P/E6.89
P/S0.94
P/B2.24
P/FCF4.08
EV/Sales0.74

Investment DNA

How strong this company looks for long-term investors

81
out of 100
Business Quality
Margins, moat, returns
64/100
Financial Strength
Debt, cash, stability
58/100
Growth Potential
Revenue and expansion
95/100
Price Attractiveness
Cheap or expensive today
92/100
Why this score
Positive revenue growth · 10.7%Positive free cash flow · 18.57Consistent free cash flow · 5/5Reasonable earnings multiple · 9.63Manageable debt level · 0.24Weak liquidity · 0.42

Analyst view

Analyst sentiment and price target

MCY
Analyst sentiment
Based on 7 analyst votes · 2026-09-05
50/100
Neutral
Bullish
1
Hold
5
Bearish
1
Price Target
2026-06-25
Low
$90.00
Mean
$90.00
Median
$90.00
High
$90.00

Company Overview

IPO: 11/20/1985
Industry: Insurance - Property & Casualty
P/B i: 2.24
Debt / Equity i: 0.24
Operating Margin: 11.07%
Net Margin: 9.03%
ROE i: -
ROIC: -

Financial Health

Score12 / 20
Debt / Equity: 0.24
Current Ratio: 0.42
Quick Ratio: 0.42
Status: Good

Warnings

  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

Nardella Barnaby Joel
Transaction: 04/20/2026
OTHER
Change
0
Price
Not reported
Filing
04/22/2026
Type
OTHER
TONEY CHARLES
Transaction: 04/20/2026
BUY
Change
Price
Not reported
Filing
04/22/2026
Type
BUY
Nardella Barnaby Joel
Transaction: 04/20/2026
BUY
Change
Price
Not reported
Filing
04/22/2026
Type
BUY