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LexinFintech Holdings Ltd.

LX • Financial - Credit Services
$0.88
▲ +0.03 (+3.52%)
Current price
EarningsLatest report: Jun 30, 2026
HIGHLY FAVORABLE PROFILEExcellentConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$138.46M
Growth
5.2%
Cash Flow
4/5
Trend
Mostly stable
Evidence
Stable or improving margins · 12.8%Positive revenue growth · 5.1%Positive free cash flow · 19.25Consistent free cash flow · 4/5Reasonable earnings multiple · 2.37
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Sep 3, 2026, 12:14 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$0.88
Change3.52%
Market Cap$138.46M
52W Range0.82 - 6.22
Beta0.88
Gross Margin72.25%
Oper. Margin17.70%
Profit Margin12.75%
Debt/Eq0.40
Current Ratio4.10
Quick Ratio4.10
Revenue 5Y5.16%

Investment DNA

How strong this company looks for long-term investors

84
out of 100
Business Quality
Margins, moat, returns
73/100
Financial Strength
Debt, cash, stability
91/100
Growth Potential
Revenue and expansion
77/100
Price Attractiveness
Cheap or expensive today
95/100
Why this score▼
Stable or improving margins · 12.8%Positive revenue growth · 5.1%Positive free cash flow · 19.25Consistent free cash flow · 4/5Reasonable earnings multiple · 2.37Manageable debt level · 0.4

Analyst view

Analyst sentiment and price target

Analyst sentiment
No vote count available
Bullish
0
Hold
0
Bearish
0
Price Target
2026-09-03
Low
$3.50
Mean
$3.50
Median
$3.50
High
$3.50

Company Overview

IPO: 12/21/2017
Industry: Financial - Credit Services
P/B i: 0.32
Debt / Equity i: 0.40
Operating Margin: 17.70%
Net Margin: 12.75%
ROE i: -
ROIC: -

Financial Health

Score18 / 20
Debt / Equity: 0.40
Current Ratio: 4.10
Quick Ratio: 4.10
Status: Strong

Insider Transactions

Recent executive and insider activity

Long Annabelle Yu
Transaction: 08/19/2026
SELL
Change
-1,238
Price
$0.67
Filing
08/21/2026
Type
SELL
Long Annabelle Yu
Transaction: 08/19/2026
SELL
Change
-15,000
Price
Not reported
Filing
08/21/2026
Type
SELL
WU Wei
Transaction: 03/18/2026
OTHER
Change
0
Price
Not reported
Filing
04/27/2026
Type
OTHER