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Jefferson Capital, Inc. Common Stock

JCAP • Financial - Credit Services
$21.35
▼ -0.03 (-0.14%)
Current price
EarningsLatest report: Jun 30, 2026
FAVORABLE PROFILEAttractiveConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$1.33B
Growth
48.7%
Cash Flow
3/5
Trend
Mostly stable
Evidence
Stable or improving margins · 30.6%Positive revenue growth · 41.5%Positive free cash flow · 8.92Reasonable earnings multiple · 3.57High debt level · 3.6
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 14, 2026, 12:09 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$21.35
Change-0.14%
Market Cap$1.33B
52W Range15.50 - 23.80
Beta-0.13
Gross Margin67.76%
Oper. Margin51.61%
Profit Margin30.65%
Debt/Eq3.60
Current Ratio0.20
Quick Ratio0.20
Revenue 5Y48.68%

Investment DNA

How strong this company looks for long-term investors

78
out of 100
Business Quality
Margins, moat, returns
77/100
Financial Strength
Debt, cash, stability
23/100
Growth Potential
Revenue and expansion
95/100
Price Attractiveness
Cheap or expensive today
93/100
Why this score▼
Stable or improving margins · 30.6%Positive revenue growth · 41.5%Positive free cash flow · 8.92Reasonable earnings multiple · 3.57High debt level · 3.6Weak liquidity · 0.2

Analyst view

Analyst sentiment and price target

Analyst sentiment
No vote count available
Bullish
0
Hold
0
Bearish
0
Price Target
2026-08-14
Low
$24.00
Mean
$26.50
Median
$26.50
High
$29.00

Company Overview

IPO: 6/25/2025
Industry: Financial - Credit Services
P/B i: 1.41
Debt / Equity i: 3.60
Operating Margin: 51.61%
Net Margin: 30.65%
ROE i: -
ROIC: -

Financial Health

Score5 / 20
Debt / Equity: 3.60
Current Ratio: 0.20
Quick Ratio: 0.20
Status: Weak

Warnings

  • High debt level
  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

⚠ 5 high-volume insider sells detected
Pierce James Manfred
Transaction: 03/18/2026
OTHER
Change
+25,000
Price
$34.13
Filing
03/18/2026
Type
OTHER
Atkins Susan E.
Transaction: 03/18/2026
OTHER
Change
+25,000
Price
$34.13
Filing
03/18/2026
Type
OTHER
Zellmann Mark Joseph
Transaction: 03/18/2026
BUY
Change
+12,500
Price
Not reported
Filing
03/18/2026
Type
BUY