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Heritage Insurance Holdings, Inc.

HRTG • Insurance - Property & Casualty
$37.15
▲ +0.17 (+0.46%)
Current price
EarningsLatest report: Jun 30, 2026
HIGHLY FAVORABLE PROFILEExcellentConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$1.13B
Growth
46.3%
Cash Flow
4/5
Trend
Mostly stable
Evidence
Stable or improving margins · 23.1%Positive free cash flow · 5.64Consistent free cash flow · 4/5Reasonable earnings multiple · 4.62Manageable debt level · 0.2
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:27 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$37.15
Change0.46%
Shares Out30.41M
Market Cap$1.13B
Enterprise Value$542.07M
52W Range16.82 - 31.98
Beta0.91
P/E5.25
P/S1.45
P/B1.99
P/FCF5.57
EV/Sales0.69

Investment DNA

How strong this company looks for long-term investors

86
out of 100
Business Quality
Margins, moat, returns
90/100
Financial Strength
Debt, cash, stability
67/100
Growth Potential
Revenue and expansion
82/100
Price Attractiveness
Cheap or expensive today
94/100
Why this score▼
Stable or improving margins · 23.1%Positive free cash flow · 5.64Consistent free cash flow · 4/5Reasonable earnings multiple · 4.62Manageable debt level · 0.2Weak liquidity · 0.86

Analyst view

Analyst sentiment and price target

HRTG
Analyst sentiment
Based on 9 analyst votes · 2026-10-20
78/100
Bullish
Bullish
5
Hold
4
Bearish
0
Price Target
2026-08-05
Low
$31.00
Mean
$33.50
Median
$33.50
High
$36.00

Company Overview

IPO: 5/23/2014
Industry: Insurance - Property & Casualty
P/B i: 1.99
Debt / Equity i: 0.20
Operating Margin: 30.60%
Net Margin: 23.08%
ROE i: -
ROIC: -

Financial Health

Score13 / 20
Debt / Equity: 0.20
Current Ratio: 0.86
Quick Ratio: 0.86
Status: Good

Warnings

  • Weak Liquidity

Insider Transactions

Recent executive and insider activity

⚠ 1 high-volume insider sell detected
Binnun Sharon
Transaction: 07/01/2026
SELL
Change
-9,200
Price
$26.58
Filing
07/02/2026
Type
SELL
Binnun Sharon
Transaction: 06/22/2026
SELL
Change
-9,200
Price
$24.36
Filing
06/24/2026
Type
SELL
WHITING PAUL L
Transaction: 06/11/2026
SELL
Change
-9,662
Price
Not reported
Filing
06/12/2026
Type
SELL