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Horace Mann Educators Corporation

HMN • Insurance - Property & Casualty
$50.94
▼ -0.99 (-1.91%)
Current price
EarningsLatest report: Mar 31, 2026
BALANCED PROFILENeutralConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Mixed profile. The company is not automatically unattractive, but valuation, growth, or balance-sheet evidence does not yet justify a stronger signal.
Market Cap
$2.10B
Growth
-1.5%
Cash Flow
5/5
Trend
Stable
Evidence
Positive revenue growth · 6.7%Positive free cash flow · 2.36Consistent free cash flow · 5/5Reasonable earnings multiple · 11.84Manageable debt level · 0.4
Financial data as of: Mar 31, 2026, 12:00 AM UTCLast earnings update: May 6, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:27 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$50.94
Change-1.91%
Market Cap$2.10B
52W Range41.29 - 55.56
Beta0.10
Gross Margin35.20%
Oper. Margin12.38%
Profit Margin9.98%
Debt/Eq0.40
Current Ratio0.00
Quick Ratio0.00
Revenue 5Y-1.54%

Investment DNA

How strong this company looks for long-term investors

69
out of 100
Business Quality
Margins, moat, returns
64/100
Financial Strength
Debt, cash, stability
48/100
Growth Potential
Revenue and expansion
49/100
Price Attractiveness
Cheap or expensive today
86/100
Why this score▼
Positive revenue growth · 6.7%Positive free cash flow · 2.36Consistent free cash flow · 5/5Reasonable earnings multiple · 11.84Manageable debt level · 0.4

Analyst view

Analyst sentiment and price target

Analyst sentiment
No vote count available
Bullish
0
Hold
0
Bearish
0
Price Target
2026-08-05
Low
$35.00
Mean
$41.67
Median
$42.00
High
$48.00

Company Overview

IPO: 11/15/1991
Industry: Insurance - Property & Casualty
P/B i: 1.29
Debt / Equity i: 0.40
Operating Margin: 12.38%
Net Margin: 9.98%
ROE i: -
ROIC: -

Financial Health

Score10 / 20
Debt / Equity: 0.40
Current Ratio: 0.00
Quick Ratio: 0.00
Status: Moderate

Insider Transactions

Recent executive and insider activity

ZURAITIS MARITA
Transaction: 07/01/2026
SELL
Change
-7,500
Price
$52.62
Filing
07/02/2026
Type
SELL
ZURAITIS MARITA
Transaction: 06/24/2026
SELL
Change
-71,532
Price
$42.95
Filing
06/26/2026
Type
SELL
ZURAITIS MARITA
Transaction: 06/24/2026
SELL
Change
-63,678
Price
$50.75
Filing
06/26/2026
Type
SELL