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First United Corporation

FUNC • Banks - Regional
$44.35
▲ +0.41 (+0.94%)
Current price
EarningsLatest report: Jun 30, 2026
FAVORABLE PROFILEAttractiveConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$286.58M
Growth
3.0%
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 20.6%Positive revenue growth · 11.9%Positive free cash flow · 2.37Consistent free cash flow · 5/5Reasonable earnings multiple · 9.91
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 7, 2026, 1:33 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$44.36
Change0.94%
Shares Out6.46M
Market Cap$286.58M
Enterprise Value$23.24M
52W Range32.00 - 46.30
Beta0.51
P/E11.44
P/S2.33
P/B1.35
P/FCF7.29
EV/Sales0.19

Investment DNA

How strong this company looks for long-term investors

76
out of 100
Business Quality
Margins, moat, returns
85/100
Financial Strength
Debt, cash, stability
36/100
Growth Potential
Revenue and expansion
58/100
Price Attractiveness
Cheap or expensive today
89/100
Why this score▼
Stable or improving margins · 20.6%Positive revenue growth · 11.9%Positive free cash flow · 2.37Consistent free cash flow · 5/5Reasonable earnings multiple · 9.91Manageable debt level · 0.56

Analyst view

Analyst sentiment and price target

FUNC
Analyst sentiment
Based on 1 analyst votes · 2026-09-05
100/100
Bullish
Bullish
1
Hold
0
Bearish
0
Price Target
2026-08-07
Low
$49.00
Mean
$49.50
Median
$49.50
High
$50.00

Company Overview

IPO: 9/3/1992
Industry: Banks - Regional
P/B i: 1.35
Debt / Equity i: 0.56
Operating Margin: 27.30%
Net Margin: 20.57%
ROE i: -
ROIC: -

Financial Health

Score7 / 20
Debt / Equity: 0.56
Current Ratio: 0.09
Quick Ratio: 0.09
Status: Weak

Warnings

  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

Boal Brian R.
Transaction: 08/03/2026
BUY
Change
—
Price
$45.84
Filing
08/05/2026
Type
BUY
Sturm Tonya K.
Transaction: 08/03/2026
BUY
Change
—
Price
$45.84
Filing
08/05/2026
Type
BUY
Rush Jason Barry
Transaction: 08/03/2026
BUY
Change
—
Price
$45.84
Filing
08/05/2026
Type
BUY