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Flagstar Financial, Inc.

FLGBanks - Regional
$13.52
+0.04 (+0.30%)
Current price
EarningsLatest report: Jun 30, 2026
HIGHER-RISK PROFILECautionConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Caution is warranted. Recent ratios show weaknesses that may limit returns unless fundamentals improve.
Market Cap
$5.90B
Growth
5.1%
Cash Flow
4/5
Trend
Mostly stable
Evidence
Consistent free cash flow · 4/5Weak liquidity · 0.54Negative growth trendWeak profitability
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 7, 2026, 12:40 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$13.52
Change0.30%
Market Cap$5.90B
52W Range10.57 - 15.44
Beta1.02
Gross Margin37.61%
Oper. Margin-4.22%
Profit Margin-3.77%
Debt/Eq1.50
Current Ratio0.54
Quick Ratio0.54
Revenue 5Y5.11%

Investment DNA

How strong this company looks for long-term investors

45
out of 100
Business Quality
Margins, moat, returns
27/100
Financial Strength
Debt, cash, stability
26/100
Growth Potential
Revenue and expansion
20/100
Price Attractiveness
Cheap or expensive today
95/100
Why this score
Consistent free cash flow · 4/5Weak liquidity · 0.54Negative growth trendWeak profitability

Analyst view

Analyst sentiment and price target

Analyst sentiment
No vote count available
Bullish
0
Hold
0
Bearish
0
Price Target
2026-08-07
Low
$17.00
Mean
$17.25
Median
$17.00
High
$18.00

Company Overview

IPO: 11/23/1993
Industry: Banks - Regional
P/B i: 0.64
Debt / Equity i: 1.50
Operating Margin: -4.22%
Net Margin: -3.77%
ROE i: -
ROIC: -

Financial Health

Score5 / 20
Debt / Equity: 1.50
Current Ratio: 0.54
Quick Ratio: 0.54
Status: Weak

Warnings

  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

MNUCHIN STEVEN T
Transaction: 01/27/2026
BUY
Change
+9,939
Price
Not reported
Filing
01/29/2026
Type
BUY
Marx Bryan
Transaction: 07/15/2025
SELL
Change
-630
Price
Not reported
Filing
07/16/2025
Type
SELL
Marx Bryan
Transaction: 05/24/2025
SELL
Change
-789
Price
Not reported
Filing
05/27/2025
Type
SELL