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First Bancorp

FBNC • Banks - Regional
$65.04
▲ +0.70 (+1.09%)
Current price
EarningsLatest report: Jun 30, 2026
FAVORABLE PROFILEAttractiveConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$2.66B
Growth
—
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 20.4%Positive revenue growth · 9.6%Positive free cash flow · 4.81Consistent free cash flow · 5/5Reasonable earnings multiple · 18.91
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 7, 2026, 12:55 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$65.04
Change1.09%
Market Cap$2.66B
52W Range45.96 - 66.54
Beta0.82
Gross Margin70.11%
Oper. Margin26.56%
Profit Margin20.45%
Debt/Eq0.05
Current Ratio0.24
Quick Ratio0.24
Target$70.00

Investment DNA

How strong this company looks for long-term investors

81
out of 100
Business Quality
Margins, moat, returns
85/100
Financial Strength
Debt, cash, stability
39/100
Growth Potential
Revenue and expansion
84/100
Price Attractiveness
Cheap or expensive today
79/100
Why this score▼
Stable or improving margins · 20.4%Positive revenue growth · 9.6%Positive free cash flow · 4.81Consistent free cash flow · 5/5Reasonable earnings multiple · 18.91Manageable debt level · 0.05

Analyst view

Analyst sentiment and price target

Analyst sentiment
No vote count available
Bullish
0
Hold
0
Bearish
0
Price Target
2026-08-07
Low
$65.00
Mean
$70.00
Median
$70.00
High
$75.00

Company Overview

IPO: 4/30/1987
Industry: Banks - Regional
P/B i: 1.27
Debt / Equity i: 0.05
Operating Margin: 26.56%
Net Margin: 20.45%
ROE i: -
ROIC: -

Financial Health

Score8 / 20
Debt / Equity: 0.05
Current Ratio: 0.24
Quick Ratio: 0.24
Status: Moderate

Warnings

  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

Bostian Elizabeth B
Transaction: 06/29/2026
SELL
Change
-1,887
Price
$63.53
Filing
07/02/2026
Type
SELL
CURRIE GREGORY A
Transaction: 06/29/2026
SELL
Change
-2,096
Price
$63.53
Filing
07/02/2026
Type
SELL
MOORE RICHARD H
Transaction: 06/29/2026
SELL
Change
-2,096
Price
$63.53
Filing
07/02/2026
Type
SELL