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Enova International, Inc.

ENVA • Financial - Credit Services
$230.58
▼ -2.59 (-1.11%)
Current price
EarningsLatest report: Mar 31, 2026
FAVORABLE PROFILEAttractiveConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Solid company profile with reasonable valuation support. The data suggests a balanced quality/value setup.
Market Cap
$5.25B
Growth
19.1%
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 9.8%Positive revenue growth · 39.9%Positive free cash flow · 71.57Consistent free cash flow · 5/5Reasonable earnings multiple · 12.62
Financial data as of: Mar 31, 2026, 12:00 AM UTCLast earnings update: Apr 23, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:36 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$230.58
Change-1.11%
Market Cap$5.25B
52W Range99.61 - 211.41
Beta1.25
Gross Margin50.13%
Oper. Margin23.46%
Profit Margin9.78%
Debt/Eq3.41
Current Ratio0.23
Quick Ratio0.23
Revenue 5Y19.14%

Investment DNA

How strong this company looks for long-term investors

77
out of 100
Business Quality
Margins, moat, returns
67/100
Financial Strength
Debt, cash, stability
27/100
Growth Potential
Revenue and expansion
95/100
Price Attractiveness
Cheap or expensive today
83/100
Why this score▼
Stable or improving margins · 9.8%Positive revenue growth · 39.9%Positive free cash flow · 71.57Consistent free cash flow · 5/5Reasonable earnings multiple · 12.62High debt level · 3.41

Analyst view

Analyst sentiment and price target

Analyst sentiment
No vote count available
Bullish
0
Hold
0
Bearish
0
Price Target
2026-06-24
Low
$200.00
Mean
$205.00
Median
$205.00
High
$210.00

Company Overview

IPO: 11/13/2014
Industry: Financial - Credit Services
P/B i: 2.91
Debt / Equity i: 3.41
Operating Margin: 23.46%
Net Margin: 9.78%
ROE i: -
ROIC: -

Financial Health

Score5 / 20
Debt / Equity: 3.41
Current Ratio: 0.23
Quick Ratio: 0.23
Status: Weak

Warnings

  • High debt level
  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

TEBBE MARK
Transaction: 06/18/2026
SELL
Change
-20,000
Price
$201.37
Filing
06/23/2026
Type
SELL
Fisher David
Transaction: 06/17/2026
SELL
Change
-33,060
Price
$20.73
Filing
06/22/2026
Type
SELL
Fisher David
Transaction: 06/17/2026
SELL
Change
-33,060
Price
$199.05
Filing
06/22/2026
Type
SELL