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First BanCorp.

FBP • Banks - Regional
$28.51
▲ +0.06 (+0.21%)
Current price
EarningsLatest report: Mar 31, 2026
HIGHLY FAVORABLE PROFILEExcellentConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$4.45B
Growth
—
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 27.4%Positive revenue growth · 17.0%Positive free cash flow · 2.71Consistent free cash flow · 5/5Reasonable earnings multiple · 9.62
Financial data as of: Mar 31, 2026, 12:00 AM UTCLast earnings update: Apr 22, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:27 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$28.51
Change0.21%
Shares Out156.10M
Market Cap$4.45B
Enterprise Value$4.19B
52W Range19.16 - 26.81
Beta0.83
P/E12.48
P/S3.57
P/B2.26
P/FCF10.05
EV/Sales3.37

Investment DNA

How strong this company looks for long-term investors

88
out of 100
Business Quality
Margins, moat, returns
85/100
Financial Strength
Debt, cash, stability
76/100
Growth Potential
Revenue and expansion
92/100
Price Attractiveness
Cheap or expensive today
90/100
Why this score▼
Stable or improving margins · 27.4%Positive revenue growth · 17.0%Positive free cash flow · 2.71Consistent free cash flow · 5/5Reasonable earnings multiple · 9.62Manageable debt level · 0.19

Analyst view

Analyst sentiment and price target

FBP
Analyst sentiment
Based on 17 analyst votes · 2026-09-05
88/100
Bullish
Bullish
13
Hold
4
Bearish
0
Price Target
2026-07-02
Low
$25.00
Mean
$27.67
Median
$26.00
High
$32.00

Company Overview

IPO: 1/13/1987
Industry: Banks - Regional
P/B i: 2.26
Debt / Equity i: 0.19
Operating Margin: 33.16%
Net Margin: 27.45%
ROE i: -
ROIC: -

Financial Health

Score15 / 20
Debt / Equity: 0.19
Current Ratio: 6.85
Quick Ratio: 6.85
Status: Good

Insider Transactions

Recent executive and insider activity

Diaz-Bento Lilian
Transaction: 06/05/2026
SELL
Change
-8,000
Price
$24.33
Filing
06/08/2026
Type
SELL
Eaves Patricia
Transaction: 03/31/2026
SELL
Change
-209
Price
$21.36
Filing
04/01/2026
Type
SELL
Diaz-Bento Lilian
Transaction: 03/21/2026
SELL
Change
-853
Price
$20.57
Filing
03/23/2026
Type
SELL