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Consumer Portfolio Services, Inc.

CPSSFinancial - Credit Services
$9.40
+0.59 (+6.70%)
Current price
EarningsLatest report: Mar 31, 2026
FAVORABLE PROFILEAttractiveConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Solid company profile with reasonable valuation support. The data suggests a balanced quality/value setup.
Market Cap
$206.79M
Growth
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 4.5%Positive revenue growth · 13.3%Positive free cash flow · 13.2Consistent free cash flow · 5/5Reasonable earnings multiple · 10.57
Financial data as of: Mar 31, 2026, 12:00 AM UTCLast earnings update: May 5, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:36 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$9.40
Change6.70%
Market Cap$206.79M
52W Range6.67 - 10.49
Beta1.13
Gross Margin99.59%
Oper. Margin60.76%
Profit Margin4.52%
Debt/Eq11.33
Current Ratio0.44
Quick Ratio0.44
Volume37.59K

Investment DNA

How strong this company looks for long-term investors

73
out of 100
Business Quality
Margins, moat, returns
55/100
Financial Strength
Debt, cash, stability
20/100
Growth Potential
Revenue and expansion
93/100
Price Attractiveness
Cheap or expensive today
89/100
Why this score
Stable or improving margins · 4.5%Positive revenue growth · 13.3%Positive free cash flow · 13.2Consistent free cash flow · 5/5Reasonable earnings multiple · 10.57High debt level · 11.33
Analyst view
No analyst data available now.

Company Overview

IPO: 10/22/1992
Industry: Financial - Credit Services
P/B i: 0.66
Debt / Equity i: 11.33
Operating Margin: 60.76%
Net Margin: 4.52%
ROE i: -
ROIC: -

Financial Health

Score4 / 20
Debt / Equity: 11.33
Current Ratio: 0.44
Quick Ratio: 0.44
Status: HighRisk

Warnings

  • High debt level
  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

2 high-volume insider sells detected
Jackson Noel
Transaction: 06/16/2026
SELL
Change
-7,000
Price
$3.53
Filing
06/17/2026
Type
SELL
Jackson Noel
Transaction: 06/16/2026
SELL
Change
-7,000
Price
$9.63
Filing
06/17/2026
Type
SELL
Schween Steven
Transaction: 04/27/2026
SELL
Change
-30,000
Price
$2.47
Filing
04/29/2026
Type
SELL