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Pathward Financial, Inc.

CASH • Banks - Regional
$73.92
— 0.00 (0.00%)
Current price
EarningsLatest report: Jun 30, 2026
FAVORABLE PROFILEAttractiveConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$1.50B
Growth
11.1%
Cash Flow
3/5
Trend
Mostly stable
Evidence
Stable or improving margins · 27.1%Positive revenue growth · 15.9%Positive free cash flow · 10.11Reasonable earnings multiple · 9.32Manageable debt level · 0.05
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Oct 20, 2026, 12:16 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$73.93
Change0.00%
Market Cap$1.50B
52W Range65.87 - 101.26
Beta0.66
Gross Margin90.02%
Oper. Margin32.55%
Profit Margin27.13%
Debt/Eq0.05
Current Ratio0.22
Quick Ratio0.22
Revenue 5Y11.09%

Investment DNA

How strong this company looks for long-term investors

77
out of 100
Business Quality
Margins, moat, returns
85/100
Financial Strength
Debt, cash, stability
58/100
Growth Potential
Revenue and expansion
58/100
Price Attractiveness
Cheap or expensive today
90/100
Why this score▼
Stable or improving margins · 27.1%Positive revenue growth · 15.9%Positive free cash flow · 10.11Reasonable earnings multiple · 9.32Manageable debt level · 0.05Weak liquidity · 0.22

Analyst view

Analyst sentiment and price target

Analyst sentiment
No vote count available
Bullish
0
Hold
0
Bearish
0
Price Target
2026-10-20
Low
$105.00
Mean
$105.00
Median
$105.00
High
$105.00

Company Overview

IPO: 9/20/1993
Industry: Banks - Regional
P/B i: 2.02
Debt / Equity i: 0.05
Operating Margin: 32.55%
Net Margin: 27.13%
ROE i: -
ROIC: -

Financial Health

Score12 / 20
Debt / Equity: 0.05
Current Ratio: 0.22
Quick Ratio: 0.22
Status: Good

Warnings

  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

Zlatkus Lizabeth H
Transaction: 09/04/2026
BUY
Change
+400
Price
Not reported
Filing
09/08/2026
Type
BUY
Stork Kendall E
Transaction: 09/04/2026
BUY
Change
+400
Price
Not reported
Filing
09/08/2026
Type
BUY
Hajek Douglas J.
Transaction: 09/04/2026
BUY
Change
+400
Price
Not reported
Filing
09/08/2026
Type
BUY