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Bank of the James Financial Group, Inc.

BOTJBanks - Regional
$27.60
0.00 (0.00%)
EarningsLatest report: Jun 30, 2026
FAVORABLE PROFILEAttractiveConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$125.40M
Growth
12.9%
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 14.4%Positive revenue growth · 13.6%Positive free cash flow · 2.31Consistent free cash flow · 5/5Reasonable earnings multiple · 9.36
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 14, 2026, 12:23 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$27.60
Change0.00%
Shares Out4.54M
Market Cap$125.40M
Enterprise Value$-127.44M
52W Range13.75 - 29.79
Beta0.16
P/E10.91
P/S2.07
P/B1.51
P/FCF9.38
EV/Sales-2.10

Investment DNA

How strong this company looks for long-term investors

79
out of 100
Business Quality
Margins, moat, returns
75/100
Financial Strength
Debt, cash, stability
76/100
Growth Potential
Revenue and expansion
58/100
Price Attractiveness
Cheap or expensive today
94/100
Why this score
Stable or improving margins · 14.4%Positive revenue growth · 13.6%Positive free cash flow · 2.31Consistent free cash flow · 5/5Reasonable earnings multiple · 9.36Manageable debt level · 0.11
Analyst view
No analyst data available now.

Company Overview

IPO: 8/10/2000
Industry: Banks - Regional
P/B i: 1.51
Debt / Equity i: 0.11
Operating Margin: 17.83%
Net Margin: 14.43%
ROE i: -
ROIC: -

Financial Health

Score15 / 20
Debt / Equity: 0.11
Current Ratio: 496.36
Quick Ratio: 496.36
Status: Good

Insider Transactions

Recent executive and insider activity

SYREK MICHAEL A
Transaction: 08/07/2026
BUY
Change
+100
Price
$27.05
Filing
08/12/2026
Type
BUY
ADDISON LEWIS C
Transaction: 08/10/2026
BUY
Change
+70
Price
$27.21
Filing
08/11/2026
Type
BUY
BRYANT WILLIAM C III
Transaction: 08/06/2026
BUY
Change
+650
Price
$27.10
Filing
08/10/2026
Type
BUY